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Home > Banking Fees and Charges
BANKING FEES AND CHARGES as of June 2012
| PESO SAVINGS ACCOUNT | ||
|---|---|---|
| ITEMS | PERSONAL (1) | CORPORATE (2) |
| Below Minimum ADB Fee | 330.00 | 550.00 |
| Replacement Fee for lost ATM card | 110.00 | NA |
| Replacement Fee for lost Passbook | 110.00 | 110.00 |
| Early Closure (w/in 30 Days) | 330.00 | 330.00 |
| Dormant Account Fee | 220.00 | 220.00 |
| Interbank SA-ATM withdrawal Fee | 12.00 | NA |
| Interbank Funds Transfer (IBFT) Fee* | 27.50 | NA |
| Bank Certification Fee (Savings Account) | 250.00 | 250.00 |
| Bank Statement (Snapshot) Request Fee | 11.00 | 11.00 |
| PESO CURRENT ACCOUNT | ||
| ITEMS | PERSONAL (3) | CORPORATE (4) |
| Below Minimum ADB Fee | 330.00 | 550.00 |
| Early Closure (w/in 30 Days) | 330.00 | 330.00 |
| Dormant Account Fee | 220.00 | 220.00 |
| Interbank Funds Transfer (IBFT) Fee* | 27.50 | NA |
| Bank Certification Fee (Current Account) | 250.00 | 250.00 |
| Bank Statement(Snapshot) Request Fee | 11.00 | 11.00 |
| Regular Checkbook Charge | 165.00 | 330.00 |
| Counter Check (per piece) | 55.00 | 55.00 |
| Check Retrieval - Regular (7 days) | 100.00 | 100.00 |
| Check Retrieval - Special (3 days) | 600.00 | 600.00 |
| Stop Payment Order | ||
| Application Fee for SPO | 200.00 | 200.00 |
| Returned FUNDED Checks (SC only) Service charge for each returned check |
2,000.00 | 2,000.00 |
| Returned UFUNDED Checks (SC + PC) Service charge for each returned check |
2,000.00 | 2,000.00 |
| Penalty Charge | varies per check | |
| Temporary Over Draft | ||
| Honored Checks (SC + PC)** Service charge for each returned check |
1,000.00 | 1,000.00 |
| Penalty Charge | varies per check | |
| Returned Unhonored Checks (SC + PC)** Service charge for each returned check |
2,000.00 | 2,000.00 |
| Penalty Charge | varies per check | |
| FCDU Savings Accounts | ||
|---|---|---|
| ITEMS | CHARGE | |
| in US Dollar SA | ||
| Below Minimum ADB Fee | $ 10.00 | |
| Replacement Fee for lost Passbook | $ 5.00 | |
| Early Closure w/in 30 Days | $ 5.50 | |
| Dormant Account Fee | $ 10.00 | |
| in Japanese Yen SA | ||
| Below Minimum Balance Fee | Y 1,200.00 | |
| Replacement Fee for lost Passbook | Y 600.00 | |
| Dormant Account Fee | Y 1,200.00 | |
| ATM and MyWallet | ||
| ITEMS | CHARGE | |
| OVER-THE-COUNTER | ||
| Loading Fee | 10.00 | |
| Balance Inquiry | 10.00 | |
| Cash Drawing | 100.00 | |
| Fund Transfer | 10.00*** | |
| ATM Using RCBC/RSB ATMs |
||
| Balance Inquiry | No Charge | |
| Cash Drawing | No Charge | |
| Fund Transfer - MyWallet to MyWallet | No Charge | |
| Fund Transfer - RCBC Acct. to MyWallet | 10.00*** | |
| Using Other BancNet Member Bank's ATMs | ||
| Balance Inquiry | 2.00 | |
| Cash Drawing | 12.00 | |
| Fund Transfer - RCBC Acct. to MyWallet | 27.50 | |
| Fund Transfer - MyWallet to MyWallet | 27.50 | |
| Using Visa ATMs (Overseas)**** | ||
| Balance Inquiry | 50.00 | |
| Cash Drawing | 150.00 | |
| Using RCBC AccessOne and Mobile Banking | ||
| Balance Inquiry | No Charge | |
| Fund Transfer | No Charge | |
| OTHER PROCESSING FEES | ||
| Annual Fee**** | 100.00 | |
| Inactivity Fee****** | 100.00 | |
| Card Replacement | 100.00 | |
| Other Services | ||
|---|---|---|
| ITEMS | CHARGE | |
| Manager's Check | 55.00 | |
| Gift Check | 55.00 | |
| Traveler's Check | 1.12% commission | |
| Key Deposit Rates | 825.00 | |
| SDB Rental Fee | depending on size | |
| Domestic Remittances | ||
| Domestic Outward - RTGS (PHP) Commission | PHP 200.00 | |
| Bank Fee (PHILPASS FEE)* | Please refer to PHILPASS table | |
| Domestic Inward - RTGS (PHP) Commission | PHP 100.00 | |
| Domestic Outward - PDDTS (USD) Commission | US$ 11.00 | |
| Domestic Outward - PDDTS (USD) Bank Fee | US$ 5.00 | |
| Domestic Inward - PDDTS Commission | US$ 10.00 | |
| Domestic Inward - PDDTS Bank Fee | US$ 5.00 | |
| Domestic Outward - ECPS (Peso) Commission | PHP 45.00 | |
| Domestic Inward - ECPS (Peso) Commission | PHP 90.00 | |
| Domestic Inward - ECPS (Peso) Bank Fee | PHP 10.00 | |
| Domestic Outward - Dollar Netting Commission | US$ 5.00 | |
| Domestic Inward - Dollar Netting Commission | US$ 5.00 | |
| Foreign Inward Remittances | ||
| Commission for US$ 8,000 and below | US$ 5.00 | |
| Commission for US$ 8,001 and above | 1/16 of 1% of the total amount of remittance | |
| Foreign Bank Fee | US$ 5.00 | |
| Foreign Outward Remittances | ||
| Commission | US$ 11.00 | |
| Foreign Bank Fee | US$ 5.00 | |
| Remit in Full (additional) | US$ 25.00 | |
| Cable | PHP 600.00 | |
(2) SA Passbook, Dragon, Super Earner, all SA with, SWAT facilities
(3) & (4)Reg CA, SVCA, CA with SWAT
* PHILPASS fee varies in terms of amount
| PHILPASS Fee for outgoing RTGS transactions | ||
|---|---|---|
| Transaction Value | Fee per Transaction | |
| 1.00 - 100.00 | FREE of Charge | |
| 101.00 - 500,000.00 | PHP 5.00 | |
| 500,000.00 - 1,000,000.00 | PHP 10.00 | |
| 1,000,001.00 - 39,999,999.99 | Ad Valorem Fee = Trans. Value x 0.00001 (Round to the nearest Peso) | |
| 40,000,000.00 & above | PHP 400.00 | |
