Rizal Commercial Banking Corporation

Home > Trust > Rizal Unit Investment Trust Fund > Rizal Equity Fund
The Rizal UITF

RIZAL EQUITY FUND

Fund Objective	The purpose of the Fund is to pool together Philippine Peso denominated funds of various investors for investment and reinvestment in a portfolio with up to a maximum of 80% invested in local equities listed and initial public offerings to be listed in the Philippine Stock Exchange with the balance invested in fixed income securities.
Return Objective	The Fund aims to surpass its composite benchmark consisting of the Philippine Stock Exchange Index (PSEi) for the portion invested in equities and the average 91 day Treasury bill rates for the portion invested in fixed income securities.*
Client Suitability	For aggressive investors. Ideal for executives and financially sophisticated investors who may not have the luxury of time nor the expertise to monitor regularly the movements and opportunities in the stock market.

FEATURES
Minimum Initial Investment	PHP 25,000
Minimum Additional Investment	PHP 5,000
Minimum Maintaining Balance	PHP 25,000
Minimum Holding Period	90 days
Early redemption Charge**	0.25% of redemption proceeds
Management Fee	1.00% p.a.
Redemption Settlement Date	3 banking days from redemption date (T + 3)
Transaction Cut-off Time	11:30 am of any banking day
OTHER INFORMATION
Custodian	Deutsche Bank
Auditor	Punongbayan & Araullo
Launch Date	March 28, 2005

* Not to be construed as a guaranteed return for the investor of the Fund
** For withdrawals made prior to the completion of the minimum holding period

Rizal UITFs are not deposits or obligations of and are not guaranteed, issued or insured by RCBC or its affiliates or subsidiaries. UITFs are not insured by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investments, yields and potential yields are not and cannot be guaranteed. The securities held by the UITF, including the investments in government securities, are subject to market fluctuations and price volatility, which can cause the NAVPU to move upwards or downwards depending on prevailing market conditions. Any income or loss arising from such market fluctuations and price volatility is for the account of the investor. As such, units of participation of the investor in the UITF, when redeemed, may be worth more or worth less than the initial investment/contributions made. Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results. The Trustee is not and shall not be liable for any losses of the Fund, except those resulting from willful default, bad faith or gross negligence.

For inquiries and more details, please call Trust and Investments Group - Marketing Division at (632) 894-9049, (632) 894-9870, (632) 894,9006 or (632) 878-3315 to 16 or visit any RCBC branch.