RCBC Savings Bank, one of the country’s leading thrift banks, carries a wide array of consumer financing products. Whether owning a home, a brand new or second hand car, or simply taking control of personal finances, RCBC Savings Bank has the suitable product to meet the specific needs of consumers. Loan borrowers are also guaranteed flexible and affordable financing terms, competitive rates, and fast processing of loan applications.

With the deep understanding of customer needs, consumer loan products are packaged with valueadded features to ensure customer satisfaction. RCBC Savings Bank loan officers provide personalized counseling service on where to buy the property or car of your choice and bundling of superior insurance protection package for the home loan or auto loan from Malayan Insurance Company and/or Grepalife.

Prospective borrowers may avail of RCBC Savings Bank’s consumer loan products from business centers and lending centers nationwide and from a wide network of brokers, salesmen and agents.

HOME LOAN

Make your dream home a reality with RCBC Savings Bank’s Home Loan Packages!

Regular Housing Loan

RCBC Savings Bank’s Regular Housing Loan is a home financing facility available for the purchase of a residential lot, house and lot, townhouse or condominium, take-out of existing loan, renovation of existing home or house construction. Flexible payment options are available up to 20 years with rate fixing options of 1-5 years.

Home Starter Loan

The Home Starter Loan is specifically designed for first time homebuyers. This financing program allows a grace period on monthly amortizations of up to 12 months for the borrower to adjust to additional costs/expenses associated with the home acquisition. Payable up to a maximum of 25 years with rate fixing option of at least 2 years.

Home Budgeter Loan

Home Budgeter Loan is designed as a multi-purpose financing facility to ease the debt burden of existing homeowners by consolidating existing obligations that are consumption in nature into a single loan. Payable up to 12 years with rate fixing option of 1-5 years.

AUTO LOAN

Now, own the car you have always wanted! Avail of RCBC Saving Bank's Auto Loan for the purchase of brand new or second hand cars, light commercial vehicles, and utility vehicles of all popular brands and models. This auto acquisition facility is available to individual, single proprietorship, and corporate borrowers. Group plans or fleet financing for corporate entities are also available.

MULTI-PURPOSE REFINANCING FACILITY

Need a multi-purpose loan at low interest rate? Avail of RCBC Savings Bank’s Multi-Purpose Refinancing Facility using your fully paid car as collateral. This loan facility is available to individual borrowers whether employed or self employed who are in need of immediate cash for various needs such as tuition fees, car or home repair, car accessories, appliances, etc.

Enjoy competitive loan rates, flexible payment terms of up to five years, and quick approvals for qualified loan applicants.

PERSONAL LOAN

RCBC Savings Bank’s Personal Loan facility provides customers with a ready and affordable financial solution for almost any need. This collateral-free financing facility may be used to pay off credit card bills, payment of medical-related expenses, tuition and other school expenses, travel and vacation plans, home improvements, and purchase of appliances, furnishings & electronic gadgets. Payment may be made via post-dated checks so borrowers need not go to the bank each month just to pay the bills.

SALARY LOAN

RCBC Savings Bank’s Salary Loan is an all-purpose credit line for employees of accredited companies. The credit facility offers a number of benefits, including, convenient and hassle-free loan application, easy payment through salary deduction, affordable rates, flexible terms of 12 to 36 months and worryfree, no collateral requirement from employee-borrowers.