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Home > Personal Banking > Savings Account > Regular Savings Account
REGULAR SAVINGS ACCOUNTThe Regular Savings Account is an interest-earning deposit account that comes with a RCBC ATM Card or a passbook. ATM-operated accounts will be provided with quarterly Statement of Account.
| Features and Benefits | |||
| Banking Convenience: |
» 24/7 fund access via RCBC's Electronic Banking Channels.
» RCBC ATM Card can be use to pay purchases at over 2,000 grocery stores, department stores, restaurants and other merchants with BancNet Point-of-Sale (POS) terminals. |
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| Fund Access: |
» Over-the-counter » RCBC, RCBC Savings Bank, BancNet and Megalink ATMs nationwide » RCBC AccessOne Internet Banking » RCBC Mobile Banking » RCBC Phone Banking |
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| Interest Rates: | Passbook | RCBC ATM Card | Passbook / ATM SWAT* |
|---|---|---|---|
| 0.250% | 0.250% | 0.250% | |
| Minimum Initial Deposit: | P 10,000.00 | P 3,000.00 | P 25,000.00 |
| Minimum Maintaining Balance | P 10,000.00 | P 3,000.00 | P 25,000.00 |
| Minimum Balance to Earn Interest: | P 10,000.00 | P 10,000.00 | P 25,000.00 |
| Transaction Record: | Passbook | Statement of Account | Statement of Account |
PDIC coverage: Maximum deposit insurance for each depositor P500,000
