Peso Savings Account
ITEMS PERSONAL (1) CORPORATE (2)
Below Minimum ADB Fee 500.00 750.00
Early Closure (w/in 30 Days) 500.00 750.00
Replacement Fee for lost ATM card 110.00 NA
Replacement Fee for lost Passbook 110.00 110.00
Interbank SA-ATM withdrawal Fee 12.00 NA
Interbank Funds Transfer (IBFT) Fee* 27.50 NA
Bank Certification Fee (Savings Account) 250.00 250.00
Bank Statement (Snapshot) Request Fee 11.00 11.00
FCDU Savings Accounts
ITEMS CHARGE
  in US Dollar SA in Japanese Yen SA
Below Minimum ADB Fee $ 10.00 Y 1,200.00
Replacement Fee for lost Passbook $ 5.00 Y 600.00
Early Closure (w/in 30 Days) $ 5.50  

(1) SA ATM, SA Passbook, Dragon, Super Earner, SSS Pensioners, Mapua Student ATM, all SA with SWAT facilities; (2) SA Passbook, Dragon, Super Earner

Peso Current Account
ITEMS PERSONAL (3) CORPORATE (4)
Below Minimum ADB Fee 500.00 750.00
Early Closure (w/in 30 Days) 500.00 750.00
Interbank Funds Transfer (IBFT) Fee* 27.50 1,000.00
Bank Certification Fee (Current Account) 250.00 250.00
Bank Statement(Snapshot) Request Fee 11.00 11.00
Regular Checkbook Charge 165.00 330.00
Counter Check (per piece) 55.00 55.00
Check Retrieval - Regular (7 days) 100.00 100.00
Check Retrieval - Special (3 days) 600.00 600.00
Unclaimed SOA Warehousing Fee/month** 50.00 50.00
Application Fee for SPO 200.00 200.00
Temporary Over Draft    

Returned FUNDED Checks (SC only)

Service charge for each returned check

2,000.00 2,000.00

Returned UFUNDED Checks (SC + PC)

Service charge for each returned check

2,000.00 2,000.00
Penalty Charge varies per check

Honored Checks (SC + PC)***

Service charge for each returned check

1,000.00 1,000.00
Penalty Charge varies per check

Returned Unhonored Checks (SC + PC)***

Service charge for each returned check

2,200.00 2,200.00
Penalty Charge varies per check

(3) & (4) Reg CA, SVCA, Ca with Interest; *BancNet Fee; **Charged after 6th month of warehousing in the BC; ***SC-Service Charge, PC-Penalty Charge, PC=Php 200/check/Php 40,000/day; ****Charged on source account

ATM AND MyWallet
ITEMS CHARGE
OVER-THE-COUNTER (For MyWallet only)
Loading Fee (thru RCBC/RCBC Savings Bank branches 20.00
Balance Inquiry 10.00
Cash Drawing 50.00
Fund Transfer**** 20.00

ATM

Using RCBC/RCBC Savings Bank ATMs

MyWallet Balance Inquiry thru RCBC Savings Bank ATMs 1.00
MyWallet Cash Drawing thru RCBC Savings Bank ATMs 2.00
Fund Transfer - MyWallet to MyWallet**** 5.00
Fund Transfer - RCBC Acct. to MyWallet**** 10.00
Using Other BancNet Member Bank's ATMs
Balance Inquiry 2.00
Cash Drawing 14.00
Fund Transfer - RCBC Acct. to MyWallet 27.50
Fund Transfer - MyWallet to MyWallet 27.50
Using Visa ATMs (Overseas)*****
Balance Inquiry 50.00
Cash Drawing 150.00
Using RCBC Online Banking
Balance Inquiry Waived
Fund Transfer Waived
OTHER PROCESSING FEES
Non-Visa Purchase Fee 100.00
Visa Purchase Fee****** 150.00
Annual Fee***** 100.00
Inactivity Fee (per month)******* 200.00
Card Replacement 100.00

*****Applicable to MyWallet with Visa Logo; ******Except for Mercury Drug-MyWallet Card; *******To be applied on the last day of the 13th month and every month thereafter. The value stored in RCBC MyWallet Cash Card is not a deposit account and is not insured by PDIC

OTHER SERVICES
ITEMS CHARGE
Manager's Check 55.00
Gift Check 55.00
Key Deposit Rates 825.00
SDB Rental Fee depending on size
Credit Card Cash-Advance Fee 1.00% commission
Domestic Remittances
Domestic Outward - RTGS (PHP) Commission PHP 200.00
Bank Fee (PHILPASS FEE)* 0.00001 x total value
Domestic Inward - RTGS (PHP) Commission PHP 100.00
Domestic Outward - PDDTS (USD) Commission US$ 11.00
Domestic Outward - PDDTS (USD) Bank Fee US$ 5.00
Domestic Inward - PDDTS Commission US$ 10.00
Domestic Inward - PDDTS Bank Fee US$ 5.00
Domestic Inward - PhilPass Remittance Commission US$ 50.00
Domestic Outward - ECPS (Peso) Commission PHP 45.00
Domestic Inward - ECPS (Peso) Commission PHP 90.00
Domestic Inward - ECPS (Peso) Bank Fee PHP 10.00
Domestic Outward - Dollar Netting Commission US$ 5.00
Domestic Inward - Dollar Netting Commission US$ 5.00
Foreign Inward Remittances
Commission for US$ 8,000 and below US$ 5.00
Commission for US$ 8,001 and above 1/16 of 1% of the total amount of remittance
Foreign Bank Fee** US$ 5.00
Foreign Outward Remittances
Commission US$ 11.00
Foreign Bank Fee*** US$ 5.00
Remit in Full (additional) US$ 25.00
Cable PHP 600.00
FX Check Deposit Charges
Cash-Letter (USD 4,999.99 and below) free
Return Check Advice - SWIFT USD 2.00
Cash Letter Advice - SWIFT USD 2.00
CLS - Returned check USD 30.00
Final Credit Services**** (USD 5,000 and above) USD 35.00
FCS - Returned Checks**** USD 35.00
Collection Item (3rd Currencies) ** Php 120

*PHILPASS fee varies in terms of amount. Incoming remittance intended for local banks- P100 commission; **Collection Items = Php100 for Commission + Php20 for postage; Charges are on top of the correspondent bank fees (varies); Subject to additional Doc Stamps Tax if proceeds are credited to Peso account (Php0.30 for every Php200); ***Varies for currencies other than USD ****FCS Charges = Corresponding Bank Fee + Commission

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