EMV stands for "Europay, MasterCard, and Visa", the original developers of EMV. It is the global standard for credit, debit, and prepaid payment cards wherein it involves the use of cards that are embedded with a microprocessor chip that contains the information needed to use the card for payment and is protected by various security features.
This new technology makes it more difficult for anyone to steal your account information. With EMV cards, you can be confident that every transaction you make is secure.
You need to activate your RCBC EMV Debit/Cash Card before you can use it. To activate the card, you need to insert the card in any RCBC/RCBC Savings Bank ATM and enter the default 6-digit PIN provided. We encourage you to immediately change the default PIN at the ATM terminal of your branch of account so you can use your RCBC EMV Debit/Cash Card right away.
You are required to update your information with the bank to get your new EMV card. Please visit any RCBC branch to have your card replaced.
If you are living/working abroad and unable to go to the Philippines within the set deadline, you may use the RCBC's Special Instruction/Authorization Form for your nominated beneficiary to do the transaction on your behalf. To learn more about this process, please click here.
Simply present your debit card to the cashier. Instead of swiping the card, the cashier will simply dip* it into a POS Card terminal. Cashier may request you to sign or enter your PIN to proceed with the transaction.
*Please take note that this will be depending on the merchant’s POS Card terminal.
Yes. Similar to any new card issuance, the card no., expiry date and 3-digit CVV code found at the back of the card will be required by the online merchant before you can proceed with the online purchase.
If you have already registered your old card information with certain online merchants, you will have to register again using the new card information. This includes merchants that require the card number, expiration date, and cardholder details.