Composition:At least five (5) members including (i) the president or any senior officer
of the bank and (ii) the trust officer. The remaining committee members, including the chairperson, may be any of the following: (i) non-executive
directors or independent directors who are not part of the Audit Committee or (ii) those considered as qualified independent professionals, provided
that in case there are more than five (5) Trust Committee members, the majority shall be composed of qualified non-executive members.
The Trust Committee oversees the trust and fiduciary business of the Bank.