The RCBC MyDebit Mastercard is RCBC’s debit card linked to your deposit account. It gives you the convenience to shop without worries. You don’t need to withdraw or bring cash while doing your shopping or grocery whether here in the Philippines or abroad. Similar to a credit card, you can simply use your debit card for any retail or online purchases. Plus it allows you to control your spending based on your available account balance.
You may now use your MyDebit Card in over 38 million MasterCard affiliated establishments and online merchants. This will allow you to use your card for all kinds of purchases, not only for ATM transactions.
Aside from this, transactions are more secure since all MyDebit Mastercard have an EMV chip, that contains the information needed to use the card for payment and is protected by various security features.
To fully enjoy the benefits of having an RCBC MyDebit Mastercard, the daily spending limit is set at PhP100,000. While, the daily ATM cash withdrawal limit is set at Php50,000 and Php20,000 limit is set per transaction.
Simply present your RCBC MyDebit Mastercard to the merchant as payment of the product or service to be availed. Merchant can either let you sign the transaction slip or ask you to key in your PIN number to complete the transaction. Also, for added security, merchant can also require you to present any valid ID for additional validation.
Ensure that you are transacting with a secure and Mastercard accredited online merchant. When
shopping is complete or checking out, choose Mastercard as mode of payment. Merchant will
request you to fill in required fields for validation such as name, expiry date, security code (3 digit
code found at the back of the card), etc to complete the transaction.
Once transaction is successfully done, you’ll receive an SMS notification for your online
purchase. This way, you can detect any potential unauthorized transaction. Should you choose
not to receive the transaction alert, please call our Customer Care hotline 877-7222. You may
also enable this again by calling our Customer Care.