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Conflicts of Interest> In any business dealing, employees should always remember that one’s loyalty should primarily be to by . A possible conflict of interest exists whenever one’s personal interests, activities or affairs may adversely affect or influence his/her decision in the performance of his/her duties or obligation to the Company.
Breach of Confidentiality> Confidential information includes all non-public information that might be of use to competitors, or harmful to the Company and its customer, if disclosed. The general rule is that proprietary information shall not be disclosed unless authorized by the Bank and the law.
Fair Dealing> strives to do business well and to outperform competition, but employees must seek to do so fairly and honestly. Unethical or illegal business practices will never be tolerated.
Theft/Fraud/Misappropriation/Protection and Proper Use of Company Assets> Company’s assets (e.g. equipment, supplies, electronic facilities) must be used for official business only; use of said assets for unofficial purposes is strictly prohibited. Examples of Illegitimate use of Company funds or properties include stealing, misappropriation of funds and false representation.
Protecting Corporate Reputation> How is regarded by the external public is influenced by how each member of the organization behaves in public and social media, whether in a professional or personal capacity. Thus, all are called upon to be prudent in their use of Social Media. Moreover, members of the organization are also prohibited from going to or being seen in places of ill-repute like casinos and gambling dens.
Policy Violations/ Misconduct/ Sexual Harassment/ Dishonesty/ Retaliation> All members of the organization are expected to adhere to Company rules in carrying out their official duties. Thus, policy violations/ misconduct/ dishonesty include acts such as, but not limited to, violation of the Code of Ethics, Code of Conduct, company policies, moral or civil law, contractual agreements and/or retaliatory acts taken against a whistleblower.
Change in Lifestyle> Lifestyle is defined as an individual pattern of living as reflected by interests, opinions, spending habits, and activities. People are prone to commit irregular or improper acts if they live beyond their means.
Abusive RPTs> Those items that not on arm's length terms.
Others> Matters other than those listed above that you may want to share with us.

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