The Rizal Peso Cash Management Fund is invested in short term fixed income securities such as deposits, government securities, and corporate bonds. Starting with PHP 1M, your funds will be managed by the Bank’s professional fund managers while you sit back and relax.

  • What You're In For:

    • Minimum Initial Investment

      PHP 1,000,000
    • Minimum Additional Investment

      PHP 100,000
    • Minimum Maintaining Balance

      PHP 1,000,000
    • Minimum Holding Period

      None
    • Trust Fee

      0.25% p.a.
    • Redemption Settlement Date

      Next banking day from redemption date (T+1)
    • Transaction Cut-off Time

      1:00 pm of any banking day
  • Is this product for you?

    If any of the following are applicable to you, Rizal Peso Cash Management Fund may be the product for you.

    • You are a high net worth individual or a corporate client who would like to keep your investment liquid
    • You can only keep your funds invested short term
    • You do not have much experience in investing but want potentially higher returns than traditional deposits

    Year-on-Year Return

Benefits

  • Higher yield potential

    Historically, average returns from the RCBC UITFs have performed better and favorably over traditional deposit and investment products.

  • Access to high-yielding investments

    The pooling feature of the RCBC UITFs allows the fund managers to negotiate for higher rates, better prices, lower transaction costs for the Fund due to the size of its investments.

  • Diversification


    Through any of the RCBC UITFs, you get to participate in all the investments of the Fund, thereby spreading out the risk involved over a wider range of investment outlets.

  • Affordability

    You can invest for as low as
    PHP 5,000 for peso investments or USD 200 for dollar investments.

  • Accessibility

    You may invest in the RCBC UITFs online through RCBC Online Banking Retail website or through any of the RCBC business centers strategically located nationwide.

  • Convenience

    The RCBC UITFs may be redeemed daily during banking hours up to 1:00 PM. Some of our UITFs do not have minimum holding period.

carduitf

Which UITF product is for you?

TAKE THE TEST

How to invest in UITFs online

The RCBC UITF Online Facility (“UITF Online”) is a module in RCBC Online Banking – Retail (ROR) that allows individual investors to enroll new or existing UITF accounts online and access them 24/7 without having to go to an RCBC branch to physically submit the required documents. RCBC accountholders who have an active RCBC Online Banking account can access UITF online.

  • Step 1. Log in to www.rcbconlinebanking.com with your account and click ‘Invest in UITF’. Not an RCBC accountholder? Enroll here.

  • Step 2. Choose whether you wish to open a new UITF account or enroll existing UITF Account.

  • Step 3. Read and understand the terms and conditions; confirm client information then click ‘Submit’.

  • Step 4.

    For new clients Accomplish the Customer Suitability Assessment (CSA) and select preferred RCBC UITF.

    For existing clients Confirm your CSA result and select preferred RCBC UITF then click 'Submit'.

  • Step 5. System will notify you that the account enrollment was successful. To start investing, you will automatically be re-directed to the 'Add Investment' page.

Ready to grow your money with RCBC?

Disclaimer

RCBC UITFs are not deposits or obligations of and are not guaranteed, issued or insured by RCBC or its affiliates or subsidiaries. UITFs are not insured by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investments, yields and potential yields are not and cannot be guaranteed. The securities held by the UITF, including the investments in government securities, are subject to market fluctuations and price volatility, which can cause the NAVPU to move upwards or downwards depending on prevailing market conditions. Any income or loss arising from such market fluctuations and price volatility is for the account of the investor. As such, units of participation of the investor in the UITF, when redeemed, may be worth more or worth less than the initial investment/contributions made. Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results. The Trustee is not and shall not be liable for any losses of the Fund, except those resulting from willful default, bad faith or gross negligence.

RCBC Trust is regulated by the Bangko Sentral ng Pilipinas. For more information, inquiries or complaints,
you may call us at: 894-9870 or 894-9514 or email us at customercontact@rcbc.com. You may also file
your complaints at BSP Financial Consumer Department at (632) 708-7087 or
consumeraffairs@bsp.gov.ph.