EV Financing

 

Promo Duration: June 22 - August 31, 2026

 

Promo Offers

• Special rates
• Free 1-year worth of car insurance 
• Waived bank charges (PPSR Cost and Handling Fees) 

 

Promo Mechanics

1. The promo is open to new and existing depositors for an RCBC Auto Loan.
2. The promo is valid from June 22 to August 31, 2026  (“Promo Period”).
3. The Loan must be used for the purchase of a brand-new electric vehicle for private use.
4. All accredited EV brands are eligible under this program.
5. Free 1-year worth of car insurance when availing of Auto Loan Plus. 
6. Waived bank charges (PPSR registration cost and handling fee). Documentary stamp tax shall be shouldered by the client.
7. Applicable special rates will vary depending on the down payment tier.

• 20% Down payment

Term	Add-on-rate
36 mos	13.94%
48 mos	18.92%
60 mos	24.33%

 

• 30% Down payment

Term	Add-on-rate
36 mos	13.52%
48 mos	18.36%
60 mos	23.61%

 

• 40% Down payment

Term	Add-on-rate
36 mos	13.10%
48 mos	17.79%
60 mos	22.88%

 

General Provisions

1. All loan applications qualified under the Promo shall be processed under the standard evaluation and approval process of RCBC, subject to relevant terms and conditions, as well as RCBC’s policies and procedures.
2. RCBC, its subsidiaries, affiliates, advertising agencies, print suppliers, including their respective Board of Directors and Advisory Board Members, officers, employees, and their relatives up to second degree of consanguinity or affinity are not qualified for this promo.
3. This Promo is not valid in conjunction with other promotions carried out by RCBC.
4. By joining the promo, qualified clients authorize RCBC to disclose, and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo. RCBC shall not be liable for violation of customer data privacy and/or bank secrecy law as a result of said disclosure or publication.
5. In case of dispute, RCBC’s decision, made in concurrence with DTI, regarding this promo will be deemed final and non-negotiable.
6. Standard terms and conditions apply.

 

Customer Support

For inquiries and comments, please contact RCBC Loans Customer Care: 

loan_customercare@rcbc.com

(02) 8877-7222

 

Per DTI Fair Trade Permit No. FTEB-259852 Series of 2026.