Promo Duration: May 17, 2026 to July 31, 2026

Promo Offers

• Zero Interest / Low Monthly Scheme
• Waived bank charges (PPSR registration cost and handling fee)
• Free 1-year car insurance when availing Auto Loan Plus

Promo Mechanics:

1. The promo is open to new-to-bank and existing depositors applying for an RCBC Auto Loan. .
2. The promo is valid from May 17, 2026 to July 31, 2026 (“Promo Period”).
3. Loan purpose must be for the purchase of brand new private and personal vehicles only.
4. To qualify for 0% interest, customers must meet a minimum down payment (DP) of 50%. This offer is capped at a maximum of 36 months and applies only to the MU-X RZ4E 4x2 LS-A AT (Model Year 2025-2026).
5. Qualified customers shall be entitled to waived bank charges (PPSR registration cost and handling fee). Documentary stamp tax shall be shouldered by the client.
6. Free 1-year car insurance when availing of Auto Loan Plus. 
7. Standard auto loan rates will be applied based on the client's specific depositor classification.

General Provisions

1. All loan applications qualified under the Promo shall be processed under the standard evaluation and approval process of RCBC, subject to relevant terms and conditions, as well as RCBC’s policies and procedures.
2. RCBC, its subsidiaries, affiliates, advertising agencies, print suppliers, including their respective Board of Directors and Advisory Board Members, officers, employees, and their relatives up to second degree of consanguinity or affinity are not qualified for this promo.
3. This Promo is not valid in conjunction with other promotions carried out by RCBC.
4. By joining the promo, qualified clients authorize RCBC to disclose, and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo. RCBC shall not be liable for violation of customer data privacy and/or bank secrecy law as a result of said disclosure or publication.
5. In case of dispute, RCBC’s decision, made in concurrence with DTI, regarding this promo will be deemed final and non-negotiable.
6. Standard terms and conditions apply.

Customer Support

For inquiries and comments, please contact RCBC Loans Customer Care: 

loan_customercare@rcbc.com

(02) 8877-7222

DTI Fair Trade Permit No. FTEB-257217 Series of 2026.