Hexagon Club Lite is a privilege granted to select depositors invited by RCBC (the “Member”). Admission to Hexagon Club Lite does not grant the Member any vested right to continued membership or to admission to Hexagon Club Prestige. Accordingly, RCBC may suspend or withdraw a Member’s admission to Hexagon Club Lite, subject to prior notice to Member where required by any applicable law, rule or regulation.

Unless otherwise specified by RCBC, all Membership Benefits under Hexagon Club Lite are non-cumulative, non-transferable, non-refundable, and cannot be exchanged for cash. RCBC may add, discontinue, and/or replace any or all Membership Benefits with another of equivalent value and nature, subject to prior notice to the member where required by any applicable law, rule or regulation.

¹Waiver of inter-regional/inter-branch fees will only apply to members whose previous month total Current Account/Savings Account - average daily balance from transaction date is at least Php500,000. Waiver of inter-regional/inter-branch fees is applicable to the transacting Hexagon Club member's deposit accounts only.

²Special rates on Forex will only apply to US Dollar, CAD, JPY, GBP, EURO, HKD, SGD and CNY over-the-counter transactions. Only Hexagon Club Lite/Prestige members whose previous total Current Account/Savings Account - average daily balance from transaction date is at least Php500,000 can qualify for this benefit. Preferential rates on loans will be applicable if the previous total Current Account/Savings Account - average daily balance from transaction date is at least Php 500,000.

³Higher Rates on Time Deposit applies only to placements of at least Php500,000. To qualify, Hexagon Club Prestige members must have maintained a previous total Current Account/Savings Account average daily balance of at least Php500,000 from the time deposit placement date.

⁴Via RCBC Assist and available for transacting clients who are the business account holders.

⁵Hexagon Club Prestige clients may enjoy free access to the following Cash Management Services: Onsite Corporate Check Printing, Bancnet eGov Payment, BIR Payment, RCBC One Corporate (1RCBC), Mobile Check Scan, RCBC One Corporate Bills Payment. The free Bulk Checkscan device is subject to a minimum average daily balance of Php3,000,000.

⁶Access Employee Program is payroll crediting facility with enhanced employee benefits program.

⁷Special Merchant Discount Rates varies and is contingent upon meeting additional deposit requirements.

⁸Subject to meeting the minimum average daily balance requirement of Php500,000. Issuance of RCBC Corporate Credit Card is subject to RCBC Credit Cards’ approval and processing time.