Choose the Right Solar Power Loan for You

 

Loan amount up to 100% of appraised value across all product types.

 

Bundled Housing Loan

New property acquisition + Solar panels

Min. Amount:Php 1,200,000
Max Term:30 years
Eligibility:New & Repeat Borrowers
 

Housing Loan Top-Up

Add solar panels to your existing RCBC loan

Min. Amount:Php 500,000
Max Term:30 years
Eligibility:Existing Borrowers
 

Home Equity Loan

Use property equity for solar panels

Min. Amount:Php 500,000
Max Term:20 years
Eligibility:New & Repeat Borrowers

 

 

Frequently Asked Questions (FAQs)

What is a Solar Power Loan??

• A Solar Power Loan is a home loan variant that helps you acquire solar panels for your home by borrowing money, which you then pay back with interest over a predetermined period.

Who are eligible to apply??

• Filipino Citizen or Dual Citizen

• If foreigner, must be married to a Filipino citizen

• At least 21 years old upon loan application

• At most 70 years old upon loan maturity

• With a minimum employment tenure of 1 year

• If OFW, must have worked abroad for at least 2 consecutive years

• If self-employed, local business must be in profitable operations for the past 2 years

• Loan amount up to 100% of appraised value

Who do I contact for inquiries??

• You may contact the following officers::


Ms. Mitzi Claire Saavedra-Leonin: mgsaavedra-leonin@rcbc.com / (632) 8894-9000 local 7746

Ms. Melissa Pargan: mppargan@rcbc.com / (632) 8894-9000 local 7746

Alternate:
Ms. Elizabeth Tupas: ettupas@rcbc.com / (632) 8894-9000 local 7627

How to Apply?

Ready to go solar? You can initiate your application online in a few easy steps:

Step 1: Download and complete the RCBC Home Loan Application Form.

Step 2: Email your completed form to our assigned officers at mgsaavedra-leonin@rcbc.com or mppargan@rcbc.com

Step 3: For priority routing, please use the subject line: RCBC Solar Power Loan – [Your Last Name]. Kindly include your contact number and the best time to reach you in the body of the email.

Step 4: Our dedicated RCBC Account Officer will reach out to you within 24 hours to discuss your customized solar financing package.

What types of properties are acceptable as collateral??

• You can use residential properties as collateral: vacant lots, house and lots, townhouses, and condominium units.

How much is the minimum loan amount??
Product Type Minimum Loan Amount
Bundled Housing Loan P 1,200,000.00
Housing Loan Top-Up P 500,000.00
Home Equity Loan P 500,000.00
What is the maximum loan term??
Product Type Maximum Loan Term
Bundled Housing Loan 30 years
Housing Loan Top-Up 30 years
Home Equity Loan 20 years
What are the required documents for a Solar Power Loan application??
  • Accomplished RCBC Home Loan Application Form
  • Copy of TCT and Tax Declaration (Land & Improvement)
  • Bill of Materials (Construction)
  • For Employed applicants: Certificate of Employment (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill
  • For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements
  • Proposal or Quotation from your solar panel provider
Does RCBC have an accredited solar panel provider??

Yes. For RCBC Solar Power Loan Home Loans, we have the following partners:

? Helios (PH) Sustainable Energy Corp.

We continue to accredit more partners to provide you with a broader range of
selections.

For RCBC Credit Card, you may view the list of accredited partner merchants here.

 

 




Accredited Solar Panel Provider:

 

Enjoy up to 10% OFF exclusively
with RCBC Solar Power Loan.


Get a 10% discount on Luxpower Solar Packages or a 5% discount on Helios Solar Packages
when you avail of an RCBC Solar Power Loan from September 16 to December 31, 2026.

Per DTI Fair Trade Permit No. FTEB-267543 Series of 2026.

Ready to go Solar?

Request for a Call now:

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