Move in sooner with RCBC

Get a home loan starting from P300,000. Application is easy so don't make your dreams wait.

Who are eligible to apply?

For employed:

 

        • Filipino Citizen or Dual Citizen
        • If foreigner, must be married to a Filipino citizen
        • At least 21 years old upon loan application
        • At most 65 years old upon loan maturity
        • Must have a mobile number and a residence or office landline
        • With a minimum employment tenure of 1 year and minimum gross monthly income of Php40,000
        • If OFW, must have worked abroad for at least 2 consecutive years

 

For Self-employed:

 

        • Filipino Citizen or Dual Citizen
        • If foreigner, must be married to a Filipino citizen 
        • At least 21 years old upon loan application
        • At most 70 years old upon loan maturity
        • Must have a mobile number and a residence or office landline
        • Business must be in profitable operations for the past 2 years

YOU ONLY NEED TO PREPARE:

  • Accomplished RCBC Home Loan Application Form

  • Copy of TCT and Tax Declaration (Land & Improvement)

  • Bill of Materials (Construction)

  • For Employed applicants: Certificate of Employment  (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill

  • For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements

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