Discover a World of Ease When You Open a Bank Account Online in the Philippines with RCBC

Experience convenience, security, and financial empowerment at your fingertips. Opening an online account with RCBC offers unmatched convenience, allowing you to manage your finances from anywhere. What are you waiting for? Experience seamless digital banking today and take control of your financial future.

Have an Online Bank Account in Just a Few Steps

Online bank account opening at RCBC only includes a few steps! There’s no need to go to any branches. All you have to do is prepare one valid ID, download the app, and fill in the required information.

  • No need to go to the branch!
    Download the RCBC Digital app to open an account anytime, anywhere!

  • You just need one (1) valid ID!
    You just need any one of the following IDs: Passport, Postal ID (2016), Driver's License, SSS ID, Philippine UMID, Philippine Identification (PhilID), PRC ID

  •   Open & get access to your account in minutes!
    Access your account immediately after account opening. Start transacting while you’re waiting for your final account verification.


Enjoy complete & comprehensive digital banking features
when you open an account online!

  • Deposit checks just by taking a photo

  • Place & redeem your investments all online

  • Convert your money to foreign currencies in just a few clicks

  • Pay over 400 billers directly, no need to enroll them

  • Send money directly to anyone, anywhere

  • and more!

You may also open an account by visiting



  Here are some videos to get you started


Frequently Asked Questions

  1. Can I open an online bank account with RCBC if I already have one opened in person? 
    Yes, you can. RCBC offers the convenience of opening additional bank accounts online in the Philippines, whether you already have one opened in person or not.
  2. What are the requirements to open a bank account online with RCBC?
    Opening an RCBC bank account is easy. You just need to download the app, prepare a valid ID,and register your information. Here are the valid IDs you can submit:
    • Passport
    • Postal ID (2016)
    • Driver's License
    • SSS ID
    • Philippine UMID
    • Philippine Identification (PhilID)
    • PRC ID
  3. Is there a fee for opening an account online?
    Opening an account online with RCBC is generally free. Please note that depending on the account type you select, there might be minimum initial deposit requirements to be met.
  4. How long does opening a bank account online with RCBC take? 
    Completing the procedure only takes a few minutes if you have all the required information and documents. You can begin using your account immediately after opening and begin transactions while waiting for final account verification.
  5. Can I open different types of accounts online, such as savings, checking, and time deposits?
    Yes. RCBC's online banking platform allows you to open various accounts tailored to your financial needs. Whether it's saving, checking, or time deposits, our platform provides the flexibility you need to manage your finances efficiently.