Financial Growth Through Unit Investment Trust Funds

With a UITF (Unit Investment Trust Fund), you can maximize your investments as fund managers expertly manage a diversified portfolio on your behalf. Suitable for anyone wanting to grow their wealth without delving into the intricacies of stock trading, UITFs provide a straightforward path to financial growth through a mix of securities, bonds, and equities.


  • Higher yield potential

    Historically, average returns from the RCBC UITF investments have performed better and favorably over traditional deposit and investment products.

  • Access to high-yielding investments

    The pooling feature of the RCBC UITFs allows the fund managers to negotiate for higher rates, better prices, lower transaction costs for the Fund due to the size of its investments.

  • Diversification

    Through any of our UITF investments, you get to participate in all the investments of the Fund, thereby spreading out the risk involved over a wider range of investment outlets.

  • Affordability

    You can invest for as low as
    PHP 5,000 for peso investments or USD 200 for dollar investments.

  • Accessibility

    You may invest in the RCBC UITFs online through RCBC Digital website or through any of the RCBC business centers strategically located nationwide. You may check the list of our Certified UITF Sales Personnel here.

  • Convenience

    The RCBC UITF investment may be redeemed daily during banking hours up to 11:00 AM. Some of our UITFs do not have minimum holding period.

How to invest in UITFs online

  • Step 1. Log in to with your account and click ‘Invest in UITF'. Not an RCBC accountholder? Enroll here.

  • Step 2. Choose whether you wish to open a new UITF account or enroll existing UITF Account.

  • Step 3. Read and understand the terms and conditions; confirm client information then click ‘Submit’.

  • Step 4.

    For new clients Accomplish the Customer Suitability Assessment (CSA) and select preferred RCBC UITF.

    For existing clients Confirm your CSA result and select preferred RCBC UITF then click 'Submit'.

  • Step 5. System will notify you that the account enrollment was successful. To start investing, you will automatically be re-directed to the 'Add Investment' page.


Which UITF product is for you?

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