RCBC Time Deposit

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Increase Your Earnings with RCBC Time Deposit!

RCBC's Time Deposit rewards your patience by giving you a risk-free investment option that gives you more return the longer you save.

Peso Time Deposit
Tenure Options

Interest per Annum

Minimum Investment

30 Days to 1 Year

0.500% - 2.500%

PHP 5,000

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2 Years to 4 Years

2.625% - 3.250%

PHP 100,000

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5 Years + 1 day

3.250% - 3.750%

PHP 100,000

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Peso Time Deposit

30 Days to 1 Year

Minimum Placement
PHP 5,000
Minimum Term
30 days
Interest Rate
0.500% - 2.500%
Fund Access
Over the counter
Transaction Record
Time deposit placement confirmation

PHP 5,000
30 days
0.500% - 2.500%
Over the counter
Time deposit placement confirmation

Back to Time Deposit

Peso Time Deposit

2 Years to 4 Years

Minimum Placement
PHP 100,000
Minimum Term
2 years
Interest Rate
2.625% - 3.250%
Fund Access
Over the counter
Transaction Record
Time deposit placement confirmation

PHP 100,000
2 years
2.625% - 3.250%
Over the counter
Time deposit placement confirmation

Back to Time Deposit

Peso Time Deposit

5 Years + 1 day

Minimum Placement
PHP 100,000
Minimum Term
5 years
Interest Rate
3.250% - 3.750%
Fund Access
Over the counter
Transaction Record
Time deposit placement confirmation

PHP 100,000
5 years
3.250% - 3.750%
Over the counter
Time deposit placement confirmation

Back to Time Deposit

Personal Banking Guidelines

More of the information that you'll need to bank with us.

Banking Fees and Charges Banking Requirements Terms & Conditions

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Ready to open a time deposit account?

Apply Online

or apply at a branch near you