Increase Your Earnings with RCBC Time Deposit!

RCBC's Time Deposit rewards your patience by giving you a risk-free investment option that gives you more return the longer you save.

  • RCBC Time Deposit

    • PHP 30 Days to 1 Year

    • 0.500% - 1.750%

    • PHP 5,000

    Learn More
    • PHP 2 Years to 5 Years

    • 2.125% - 3.250%

    • PHP 100,000

    Learn More
    • USD 30 Days to 5 Years

    • 0.375% - 1.750%

    • USD 1,000

    Learn More

RCBC Time Deposit

PHP 30 Days to 1 Year

  • Minimum Placement

  • Minimum Term

  • Interest Rate

  • Fund Access

  • Transaction Record

Amount Tenure Days
  30-45 46-60 61-90 91-180 181-364 1 year
5,000 - 39,999  0.500% 0.625% 0.750% 0.875% 0.875% 0.875%
40,000 - 499,999 0.750% 0.750% 0.875% 0.875% 0.875% 0.875%
500,000 - 999,000 1.000% 1.000% 1.125% 1.125% 1.125% 1.125%
1,000,000 - 4,999,999 1.250% 1.250% 1.375% 1.375% 1.375% 1.375%
5,000,000 - 9,999,999 1.375% 1.375% 1.500% 1.500% 1.500% 1.500%
10,000,000 & UP 1.625% 1.625% 1.750% 1.750% 1.750% 1.750%
  Back to Time Deposit

RCBC Time Deposit

PHP 2 Years to 5 Years

  • Minimum Placement

  • Minimum Term

  • Interest Rate

  • Fund Access

  • Transaction Record

Amount Tenure Days
  2 yrs 3 yrs 4 yrs 5 yrs + 1 day
100,000 - 999,999  2.125% 2.375% 2.625% 3.125%
1,000,000 & UP 2.375% 2.500% 2.750% 3.250%
  Back to Time Deposit

RCBC Time Deposit

USD 30 Days to 5 Years

  • Minimum Placement

  • Minimum Term

  • Interest Rate

  • Fund Access

  • Transaction Record

Amount Tenure Days
  30-89 days 90 days to 1 yr 2 yrs 3 yrs 4 yrs 5 yrs
1,000 - 99,999 0.375% 0.375% 0.750% 1.000% 1.250% 1.750%
100,000 & UP 0.375% 0.375% 0.750% 1.000% 1.250% 1.750%
  Back to Time Deposit

Personal Banking Guidelines

More of the information that you'll need to bank with us.

Banking Fees and Charges Banking Requirements Terms & Conditions
shutterstock1444864490-Banner-3

Ready to open a time deposit account?

Apply Online
or apply at a branch near you