ITEMS |
Personal (1) |
Corporate (2) |
|---|---|---|
| Below Minimum ADB Fee | PHP 500.00 | PHP 750.00 |
| Early Closure (w/in 6 months) | PHP 500.00 | PHP 750.00 |
| Replacement Fee for lost ATM card | PHP 200.00 | N/A |
| Replacement Fee for lost Passbook | PHP 200.00 | PHP 200.00 |
| Interbank ATM Withdrawal Fee^ | PHP 14.00 | N/A |
| Interbank Funds Transfer (IBFT) Fee* | PHP 27.50 | N/A |
| Bank Certification Fee (Savings Account)^^ | PHP 250.00 | PHP 250.00 |
| Bank Statement (Snapshot) Request Fee^^ | PHP 50.00 | PHP 50.00 |
| Over-the-counter withdrawal for iSave | PHP 50.00 | N/A |
(1) SA ATM, SA Passbook, Dragon, Super Earner, SSS Pensioners, Mapua Student ATM, all SA with SWAT facilities
(2) SA Passbook, Dragon, Super Earner
^Waived for Hexagon Club Debit Cards
^^Waived for Hexagon Club Members who present vouchers
|
|
Charge |
|
|---|---|---|
| in US Dollar SA | in Japanese Yen SA | |
| Below Minimum ADB Fee | USD 10.00 | JPY 1,200.00 |
| Replacement Fee for lost Passbook | Equivalent to current Peso (PHP) Lost Passbook Fee | Equivalent to current Peso (PHP) Lost Passbook Fee |
| Early Closure (w/in 6 months) | USD 5.50 | JPY 650.00 |
Items |
Personal (3) |
Corporate (4) |
|---|---|---|
| Below Minimum ADB Fee | PHP 500.00 | PHP 750.00 |
| Early Closure (w/in 6 months) | PHP 500.00 | PHP 750.00 |
| Interbank Funds Transfer (IBFT) Fee* | PHP 27.50 | PHP 1,000.00 |
| Bank Certification Fee (Current Account)^^ | PHP 250.00 | PHP 250.00 |
| Bank Statement (Snapshot) Request Fee^^ | PHP 50.00 | PHP 50.00 |
| Regular Checkbook Charge^ | PHP 250.00 | PHP 500.00 |
| Counter Check per piece ***** | PHP 55.00 | PHP 55.00 |
| Check Retrieval - Regular (7 days) | PHP 100.00 | PHP 100.00 |
| Check Retrieval - Special (3 days) | PHP 600.00 | PHP 600.00 |
| Unclaimed SOA Warehousing Fee/month** | PHP 50.00 | PHP 50.00 |
| Application Fee for SPO | PHP 200.00 | PHP 200.00 |
| Temporary Over Draft | ||
|
Returned FUNDED Checks (SC only) Service charge for each returned check |
PHP 2,000.00 | PHP 2,000.00 |
|
Returned UFUNDED Checks (SC + PC) Service charge for each returned check |
PHP 2,000.00 | PHP 2,000.00 |
| Penalty Charge | varies per check | |
|
Honored Checks (SC + PC)*** Service charge for each returned check |
PHP 1,000.00 | PHP 1,000.00 |
| Penalty Charge | varies per check | |
|
Returned Unhonored Checks (SC + PC)*** Service charge for each returned check |
PHP 2,200.00 | PHP 2,200.00 |
| Penalty Charge | varies per check | |
(3) & (4) Reg CA, SVCA, Ca with Interest
*BancNet Fee
**Charged after 6th month of warehousing in the BC
***SC-Service Charge, PC-Penalty Charge, PC=Php 200/check/Php 40,000/day
****Charged on source account
*****Not Applicable for OneAccount
^Waived for Hexagon Club Members
^^Waived for Hexagon Club Members who present vouchers
Items |
CHARGE |
|---|---|
| via RCBC ATMs | |
| Balance Inquiry | Free |
| Cash Withdrawal | Free |
| Fund Transfer from RCBC Account to RCBC MyWallet | PHP 10.00 |
| Fund Transfer from RCBC Account to RCBC Account | Free |
| ITEMS | CHARGE |
|---|---|
| via Bancnet ATMs | |
| Balance Inquiry |
Varies from PHP 0.00-PHP 2.00 |
| Cash Withdrawal |
Varies from PHP 10.00-PHP 18.00 |
| Fund Transfer | PHP 27.50 |
| ITEMS | CHARGE |
|---|---|
| via Mastercard ATMs | |
| Balance Inquiry | PHP 50.00 |
| Cash Withdrawal | PHP 150.00 |
| ITEMS | CHARGE |
|---|---|
| Other Processing Fees | |
| Card Replacement | PHP 200.00 |
| POS International Service Fee | 2%* |
| ITEMS | CHARGE |
|---|---|
| Transaction Limits | |
| ATM Cash Withdrawal | |
| Single Transaction | PHP 20,000.00 |
| Daily Transaction |
PHP 50,000.00 (Effective July 12, 2021) |
| Interbank Fund Transfer | PHP 50,000.00 |
| Fund Transfer | PHP 50,000.00 |
| POS Purchase | PHP 100,000.00 |
| e-Commerce Purchase | PHP 25,000.00 |
*% of the converted amount based on the prevailing foreign exchange rate of RCBC at the time of transaction. Fees, charges and transaction limits are subject to change.
For Auto Loans
| TRANSACTION TYPE | CHARGE |
|---|---|
| Loan Processing Fees / Handling Fees | |
| Brand New and Second Hand | P3,500 |
| Appraisal Fee | P1,500 |
| Car History Fees |
|
| Normal Car History Fee | P700 |
| If via LTO Diliman | P1,000 |
| If via Subic |
P1,800 |
| If via Subic (LTO OR/CR) |
P1,500 |
| Additional Fees for Out-of-Town Verification | |
| Truck Inspection |
P750 |
| Car Inspection |
P500 |
| Car/Truck History | P700 |
| Car/Truck History (LTO Diliman) | P1,000 |
For Housing Loans
| TRANSACTION TYPE | CHARGE |
|---|---|
| Processing and Handling Fee | P5,000 |
| Notarial Fee | P3,500 |
| Amendment Fee (after contract signing) (Changes that will entail redocumentation) | P1,500 |
| Appraisal Fee - Internal Sales | P5,000 (inclusive of TVR fee) |
| Re-appraisal Fee - for construction loan | P750 |
| Booking Handling Fee - Internal Sales and Developer Generated | P1,500 |
| Bank Certification |
P300 |
| Certified True Copy of Documents | P300 |
| Courier’s Fee | Auto - P500 Housing - P1,500 Other Documents - P300 |
| Processing Fee for Loan Take-out | P5,000 |
| Processing Fee for Borrowing of ORCR | P2,500 (Refundable Bond - 15,000) |
| MC Cancellation Fee | P150 |
| Notarization of DOAS | P500 per document type |
| Amendment to the Original Terms and Conditions | P5,000 |
| Cancellation and Notarial Fee | P500 |
| Re-issuance of Cancellation of Chattel Mortgage | P5,000 |
| Statement of Account | P150 |
| Storage Fee |
P100/month |
| Late Submission of Insurance Policy |
P1,500 |
| Non-Submission of Insurance Policy | P1,500 per year |
| Miscellaneous Request Fees/Charges (on top of the ESP Service Fees & LGU charges) |
|
| Facilitation and Handling Fee for Cancellation of Annotation/Encumbrance | P3,500 |
| Processing Fee for Securing of Annotation Requirements | P1,500 |
| Cancellation of Lien/s | P3,500 |
| Facilitation and Handling Fee for Transfer of Ownership |
Auto - P3,500 Housing - P10,000 |
Consumer Loans Fees & Charges effective June 15, 2022.
| ITEMS | CHARGE |
|---|---|
| Bank Certification | PHP 200.00 |
| Courier's Fee | Head Office - PHP 300.00 |
| Provincial Lending Center – Depends on the rate of local courier services | |
| Statement of Account | PHP 150.00 |
| Certified True Copy of Documents | PHP 150.00 |
| Storage Fee | PHP 100.00 /month |
| Notarization | PHP 250.00 /document type |
| ITEMS | CHARGE |
|---|---|
| Manager's Check^^ | PHP 75.00 |
| Key Deposit Rates | PHP 1,000.00 |
| SDB Rental Fee | depends on size |
| Demand Draft | USD 12.00 |
| Foreign currency notes deposit |
|
| Deposits USD 5,000 and below (or equivalent currency) | Free |
| Deposits above USD 5,000 (or equivalent currency) | 0.10% fee |
| MSB clients regardless of deposit amount | 0.27% fee |
| Domestic Remittances | |
|
Domestic Outward - InstaPay via RCBC Online Retail (ROR) |
PHP 10.00 |
|
Domestic Outward - InstaPay via RCBC Online Corporate (ROC) |
PHP 10.00 |
|
Domestic Outward - PesoNet via RCBC Online Corporate (ROC) or RCBC Online Retail (ROR) |
PHP 10.00 |
| Domestic Outward - RTGS (PHP) Commission | PHP 200.00 |
| Bank Fee (PHILPASS FEE)* | 0.00001 x total value |
| Domestic Inward - RTGS (PHP) Fee | PHP 200.00 |
| Domestic Outward - PDDTS (USD) Commission | USD 11.00 |
| Domestic Outward - PDDTS (USD) Bank Fee | USD 5.00 |
| Domestic Inward - PDDTS Bank Fee | USD 6.50 |
| Domestic Outward - Pesonet (Peso) Commission | PHP 45.00 |
| Domestic Outward - Dollar Netting Commission | USD 5.00 |
| Domestic Inward - Dollar Netting Fee | USD 6.50 |
| Foreign Inward Remittances | |
| SWIFT Inward Charges | USD 10.00 |
| Foreign Outward Remittances | |
| SWIFT Outward Charges via OTC (over-the-counter) | USD 10.00 |
| SWIFT Outward Charges via RCBC Online Corporate (ROC) or RCBC Online Retail (ROR) | USD 8.00 |
| OUR Charge Type Fee (additional) | USD 25.00 |
| FX Check Deposit Charges | |
| Check Deposit (FCDU)***** | USD 5.00 |
| CLS - Returned check | USD 30.00 |
| Final Credit Services**** (USD 5,000 and above) | USD 35.00 |
| FCS - Returned Checks**** | USD 35.00 |
| Collection Item (3rd Currencies) ** | PHP 120.00 |
| Over-the-Counter Transactions | |
| Inter-Branch Peso Cash Withdrawal^ | PHP 100.00 |
| Inter-Branch Peso Check Encashment^ | PHP 100.00 |
| Inter-Regional Peso Cash Deposit^ | PHP 100.00 |
| Inter-Regional Peso Cash Withdrawal | PHP 100.00 |
| Inter-Regional Peso Check Encashment***** | PHP 100.00 |
| Inter-Branch USD Cash Withdrawal^ | PHP 100.00 |
| Inter-Regional USD Cash Withdrawal^ | PHP 100.00 |
| SSS Payments^^^ | PHP 20.00 |
*PHILPASS fee varies in terms of amount. Incoming remittance intended for local banks- P100 commission
**Collection Items = Php100 for Commission + Php20 for postage; Charges are on top of the correspondent bank fees (varies); Subject to additional Doc Stamps Tax if proceeds are credited to Peso account (Php0.60 for every Php200)
***Varies for currencies other than USD
****FCS Charges = Corresponding Bank Fee + Commission
*****Per check
^Waived for Hexagon Club Members
^^Waived for Hexagon Club Members who present vouchers
^^^Effective March 1, 2023
