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Peso Savings Accounts
ITEMS
Personal (1)
Corporate (2)
Below Minimum ADB Fee PHP 500.00 PHP 750.00
Early Closure (w/in 30 Days) PHP 500.00 PHP 750.00
Replacement Fee for lost ATM card PHP 150.00 N/A
Replacement Fee for lost Passbook PHP 200.00 PHP 200.00
Interbank SA-ATM withdrawal Fee PHP 14.00 N/A
Interbank Funds Transfer (IBFT) Fee* PHP 27.50 N/A
Bank Certification Fee (Savings Account) PHP 250.00 PHP 250.00
Bank Statement (Snapshot) Request Fee PHP 11.00 PHP 11.00

 

(1) SA ATM, SA Passbook, Dragon, Super Earner, SSS Pensioners, Mapua Student ATM, all SA with SWAT facilities; (2) SA Passbook, Dragon, Super Earner

FCDU Savings Account
 
Charge
  in US Dollar SA in Japanese Yen SA
Below Minimum ADB Fee USD 10.00 JPY 1,200.00
Replacement Fee for lost Passbook Equivalent to current Peso (PHP) Lost Passbook Fee Equivalent to current Peso (PHP) Lost Passbook Fee
Early Closure (w/in 30 Days) USD 5.50 JPY 650.00

 

Peso Current Savings Account

 

Items
Personal (3)
Corporate (4)
Below Minimum ADB Fee PHP 500.00 PHP 750.00
Early Closure (w/in 30 Days) PHP 500.00 PHP 750.00
Interbank Funds Transfer (IBFT) Fee* PHP 27.50 PHP 1,000.00
Bank Certification Fee (Current Account) PHP 250.00 PHP 250.00
Bank Statement(Snapshot) Request Fee PHP 11.00 PHP 11.00
Regular Checkbook Charge PHP 240.00 PHP 480.00
Counter Check (per piece) PHP 55.00 PHP 55.00
Check Retrieval - Regular (7 days) PHP 100.00 PHP 100.00
Check Retrieval - Special (3 days) PHP 600.00 PHP 600.00
Unclaimed SOA Warehousing Fee/month** PHP 50.00 PHP 50.00
Application Fee for SPO PHP 200.00 PHP 200.00
Temporary Over Draft  

Returned FUNDED Checks (SC only)

Service charge for each returned check

PHP 2,000.00 PHP 2,000.00

Returned UFUNDED Checks (SC + PC)

Service charge for each returned check

PHP 2,000.00 PHP 2,000.00
Penalty Charge varies per check

Honored Checks (SC + PC)***

Service charge for each returned check

PHP 1,000.00 PHP 1,000.00
Penalty Charge varies per check

Returned Unhonored Checks (SC + PC)***

Service charge for each returned check

PHP 2,200.00 PHP 2,200.00
Penalty Charge varies per check

 

(3) & (4) Reg CA, SVCA, Ca with Interest; *BancNet Fee; **Charged after 6th month of warehousing in the BC; ***SC-Service Charge, PC-Penalty Charge, PC=Php 200/check/Php 40,000/day; ****Charged on source account

MyDebit Mastercard

 

Items
CHARGE
via RCBC ATMs
Balance Inquiry Free
Cash Withdrawal Free
Fund Transfer from RCBC Account to RCBC MyWallet PHP 10.00
Fund Transfer from RCBC Account to RCBC Account Free

 

ITEMS CHARGE
via Bancnet ATMs
Balance Inquiry PHP 2.00
Cash Withdrawal PHP 14.00
Fund Transfer PHP 27.50

 

ITEMS CHARGE
via Mastercard ATMs
Balance Inquiry PHP 50.00
Cash Withdrawal PHP 150.00

 

ITEMS CHARGE
Other Processing Fees
Card Replacement PHP 150.00
POS International Service Fee 2%*

 

ITEMS CHARGE
Transaction Limits
ATM Cash Withdrawal  
Single Transaction PHP 20,000.00
Daily Transaction

PHP 25,000

(Effective December 11, 2019)

Interbank Fund Transfer PHP 50,000.00
Fund Transfer PHP 50,000.00
POS/e-Commerce Purchase PHP 100,000.00

 

*% of the converted amount based on the prevailing foreign exchange rate of RCBC at the time of transaction Fees, charges and transaction limits are subject to change.

MyWallet Visa

 

ITEM CHARGE
Over-the-counter
Loading Fee (thru RCBC branches) PHP 20.00
Balance Inquiry PHP 10.00
Cash Drawing PHP 50.00
Fund Transfer* PHP 20.00
via RCBC ATMs
Balance Inquiry thru RCBC  ATMs Free
Cash Drawing thru RCBC ATMs Free
Fund Transfer from RCBC MyWallet to RCBC MyWallet* PHP 5.00
Fund Transfer from RCBC Account to RCBC MyWallet * PHP 10.00
via Bancnet ATMs
Balance Inquiry PHP 2.00
Cash Drawing PHP 14.00
Fund Transfer from RCBC MyWallet to RCBC MyWallet* PHP 27.50
Fund Transfer from RCBC Account to RCBC MyWallet* PHP 27.50
via Visa ATMs
Balance Inquiry PHP 50.00
Cash Withdrawal PHP 150.00
Via RCBC Online Banking
Balance Inquiry Waived
Fund Transfer Waived
Other Processing Fees
Visa Purchase Fee PHP 150.00
Inactivity Fee** PHP 200.00
Card Replacement PHP 150.00

 

*Fund transfer transactions are charged to source account.
**Inactivity Fee will be applied on the last day of the 13th month and every month thereafter. Fees, charges and transaction limits are subject to change.
The value stored in RCBC MyWallet Visa is not a deposit account and is not insured by PDIC.

Other Services

 

ITEMS CHARGE
Manager's Check PHP 55.00
Gift Check PHP 55.00
Key Deposit Rates PHP 825.00
SDB Rental Fee depends on size
Credit Card Cash-Advance Fee 1.00% commission
Domestic Remittances

Domestic Outward - InstaPay via RCBC Online Corporate (ROC) or RCBC Online Retail (ROR)

PHP 15.00

Domestic Outward - PesoNet via RCBC Online Corporate (ROC)

PHP 10.00
Domestic Outward - RTGS (PHP) Commission PHP 200.00
Bank Fee (PHILPASS FEE)* 0.00001 x total value
Domestic Inward - RTGS (PHP) Commission PHP 100.00
Domestic Outward - PDDTS (USD) Commission USD 11.00
Domestic Outward - PDDTS (USD) Bank Fee USD 5.00
Domestic Inward - PDDTS Commission USD 10.00
Domestic Inward - PDDTS Bank Fee USD 5.00
Domestic Inward - PhilPass Remittance Commission USD 50.00
Domestic Outward - ECPS (Peso) Commission PHP 45.00
Domestic Inward - ECPS (Peso) Commission PHP 90.00
Domestic Inward - ECPS (Peso) Bank Fee PHP 10.00
Domestic Outward - Dollar Netting Commission USD 5.00
Domestic Inward - Dollar Netting Commission USD 5.00
Foreign Inward Remittances
Commission for USD 8,000 and below USD 5.00
Commission for USD 8,001 and above 1/16 of 1% of the total amount of remittance
Foreign Bank Fee** USD 5.00
Foreign Outward Remittances
Commission USD 11.00
Foreign Bank Fee*** USD 5.00
Remit in Full (additional) USD 25.00
Cable PHP 600.00
FX Check Deposit Charges
Check Deposit (FCDU)***** USD 5.00
CLS - Returned check USD 30.00
Final Credit Services**** (USD 5,000 and above) USD 35.00
FCS - Returned Checks**** USD 35.00
Collection Item (3rd Currencies) ** PHP 120.00
Over-the-Counter Peso Transactions
Inter-Branch Peso Cash Withdrawal PHP 50.00
Inter-Regional Peso Cash Deposit PHP 50.00
Inter-Regional Peso Cash Withdrawal PHP 100.00
Inter-Regional Peso Check Encashment***** PHP 100.00

*PHILPASS fee varies in terms of amount. Incoming remittance intended for local banks- P100 commission; **Collection Items = Php100 for Commission + Php20 for postage; Charges are on top of the correspondent bank fees (varies); Subject to additional Doc Stamps Tax if proceeds are credited to Peso account (Php0.30 for every Php200); ***Varies for currencies other than USD ****FCS Charges = Corresponding Bank Fee + Commission *****Per check

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