Saving is easy and flexible with RCBC

You don't need to earn a lot to start saving. You can choose the right savings account to match your lifestyle. Start saving today with RCBC

Minimum Initial
Required ADB
Balance to
Earn Interest

Simplify banking with all-in-one savings, checking, and time deposits.

Depends on plan type


None PHP 25,000
  • Customizable all-in-one account
  • Option to avail of add-on features such as Life Insurance, Personal Accident Insurance, Card Insurance, and Free Withdrawal at Bancnet ATMs
  • Comes with an ATM Card, Transaction Journal, and an optional Checkbook

Open an RCBC iSave account and receive free insurance benefits.

None 0.15%-0.20% None PHP 5,000
  • Virtual savings account
  • Comes with FREE Personal Accident Insurance
  • Comes with FREE Hospitalization Benefit
Basic Savings

Begin your RCBC Basic Savings journey with just PHP 100.

PHP 100 None None None
  • Inexpensive and easy to open deposit account
  • Comes with an ATM Card

Teach kids financial responsibility with GoSavers: their own savings account.

PHP 100 0.15% None PHP 5,000
  • Kiddie and Teen Savings Account
  • Comes with FREE comprehensive insurance for both the parent/s and the child
  • Comes with an ATM Card and Passbook
SSS Pensioner

Access your pension smoothly with an RCBC SSS Pensioner Account.

PHP 100 0.15% PHP 100 PHP 10,000
  • For pensioners
  • Comes with an ATM Card and Passbook
Regular Savings ATM

Start saving with ease using your Regular Savings ATM account.

PHP 3,000 0.15% PHP 3,000 PHP 25,000
  • Comes with an ATM Card
Regular Savings Passbook

Manage savings with our all-in-one Regular Savings Passbook.

PHP 5,000 0.15% PHP 5,000 PHP 25,000
  • Comes with an ATM Card and Passbook
eWoman Savings

Experience comprehensive banking with eWoman Savings — simple, secure, and rewarding.

PHP 15,000  0.15% PHP 15,000 PHP 25,000
  • Savings account made especially for women
  • Comes with FREE life insurance
  • Comes with an ATM Card and Passbook
Dragon Peso Savings

Boost savings with higher interest through RCBC Dragon Peso Savings.

PHP 25,000 0.15%-0.45% PHP 25,000 PHP 25,000
  • Tiered Interest Rates
  • Unlimited Withdrawals
  • Comes with an ATM Card and Passbook
Foreign Currency

Invest, save, and exchange foreign currencies with RCBC Foreign Currency Accounts.

Depends on the currency Depends on the currency Depends on the currency Depends on the currency
  • Currencies include: USD, EUR, CAD, AUD, JPY, GBP, CHF, and CNY
  • Comes with a Passbook
Dragon Dollar Savings

Earn more as you save with RCBC Dragon Dollar Savings.

USD 1,000 0.100%-0.125% USD 1,000 USD 1,000
  • No Lock-out Period
  • Unlimited Withdrawal
  • Comes with a Passbook

Easily open a savings bank account in the Philippines

Frequently Asked Questions

  • What are the acceptable valid IDs?

    For Filipinos:
    - Passport
    - Seaman's Book
    - Postal ID (issued 2016)
    - Driver' License
    - National Bureau of Investigation (NBI) clearance
    - Social Security System (SSS) ID
    - Philippines' Unified Multi Purpose ID
    - Firearms License
    - Philippine Identification System (PhilSys) ID
    - Professional Regulations Commission (PRC) ID
    - Integrated Bar of the Philippines ID
    - Senior Citizen Card
    - ID issued by the National Council on Disabled Affairs (NCDA) or PWD ID Card

    For Foreigners:
    - Passport
    - Alien Certificate of Registration (ACR)
    - Philippine Retirement Authority (PRA) ID Card
    - Philippine Identification System (PhilSys) ID
    - Social Security System (SSS) ID
    - Philippines' Unified Multi Purpose ID
    - Driver's License

Less FAQs

Personal Banking Guidelines

More of the information that you'll need to bank with us.