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Saving is easy and flexible with RCBC

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    Convenient ID Options

    Choose from various IDs for easy account opening

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    No Minimum Balance

    Open a savings account with no maintaining balance requirement.

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    Fast Verification

    Receive account verification within one banking day.

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    Seamless Online Banking

    Access comprehensive banking services online.

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    Trusted Legacy

    Experience over 60 years of customer service excellence and digital innovation.

Find the right account for you!

Take a look at different account types and compare their minimum initial deposit, interest rate, required average daily balance (ADB), balance to earn interest and their unique features!

OneAccount Depends on plan type 0.15%-3.90% Depends on add-on feature PHP 25,000
  • Customizable all-in-one account
  • Option to avail of add-on feature: Free Withdrawal at Bancnet ATMs
  • Comes with an ATM Card, Transaction Journal, and an optional Checkbook
iSave None 0.15%-0.20% None PHP 5,000
  • Virtual savings account
Basic Savings PHP 100 None None None
  • Inexpensive and easy to open deposit account
  • Comes with an ATM Card
GoSavers PHP 100 0.15% None PHP 5,000
  • Kiddie and Teen Savings Account
  • Comes with an ATM Card and Passbook
SSS Pensioner PHP 100 0.15% PHP 100 PHP 10,000
  • For pensioners
  • Comes with an ATM Card and Passbook
Regular Savings ATM PHP 3,000 0.15% PHP 3,000 PHP 25,000
  • Comes with an ATM Card
Regular Savings Passbook PHP 5,000 0.15% PHP 5,000 PHP 25,000
  • Comes with an ATM Card and Passbook
eWoman Savings PHP 15,000 0.15% PHP 15,000 PHP 25,000
  • Savings account made especially for women
  • Comes with an ATM Card and Passbook
Dragon Peso Savings PHP 25,000 0.15%-0.45% PHP 25,000 PHP 25,000
  • Tiered Interest Rates
  • Unlimited Withdrawals
  • Comes with an ATM Card and Passbook
Foreign Currency Depends on the currency Depends on the currency Depends on the currency Depends on the currency

 

  • Currencies include: USD, EUR, CAD, AUD, JPY, GBP, CHF, and CNY
  • Comes with a Passbook
Dragon Dollar Savings USD 1,000 0.100%-0.125% USD 1,000 USD 1,000

 

  • No Lock-out Period
  • Unlimited Withdrawal
  • Comes with a Passbook
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Easily open a savings account online!

Open An Account Online Apply At Your Nearest Branch

Frequently Asked Questions (FAQs)

You’ll need one (1) valid photo-bearing government identification card and proof of address.

 

This depends on the account type you choose to open. For example, a Basic Savings account only needs an initial deposit of PHP 100, while an iSave account does not require a minimum deposit at all!

 

 

This depends on the account type you have. RCBC offers different bank account options in the Philippines with no maintaining balance requirement!

For Filipinos:

  • Passport Seaman's Book Postal ID (issued 2016)
  • Driver' License
  • National Bureau of Investigation (NBI) clearance
  • Social Security System (SSS) ID
  • Philippines' Unified Multi Purpose ID
  • Firearms License
  • Philippine Identification System (PhilSys) ID
  • Professional Regulations Commission (PRC) ID
  • Integrated Bar of the Philippines ID
  • Senior Citizen Card ID issued by the National Council on Disabled Affairs (NCDA) or PWD ID Card

 

For Foreigners:

  • Passport Alien Certificate of Registration (ACR)
  • Philippine Retirement Authority (PRA) ID Card
  • Philippine Identification System (PhilSys) ID
  • Social Security System (SSS) ID
  • Philippines' Unified Multi Purpose ID
  • Driver's License

Personal Banking Guidelines

Here are some more of the information that you'll need to bank with us!

Banking Fees and Charges Banking Requirements Terms & Conditions