Saving is easy and flexible with RCBC
You don't need to earn a lot to start saving. You can choose the right savings account to match your lifestyle. Start saving today with RCBC
Accounts |
Minimum Initial
|
Interest
|
Required ADB |
Balance to
|
Features |
---|---|---|---|---|---|
OneAccountSimplify banking with all-in-one savings, checking, and time deposits. |
Depends on plan type |
0.15%-3.90% |
None | PHP 25,000 |
|
iSaveOpen an RCBC iSave account and receive free insurance benefits. |
None | 0.15%-0.20% | None | PHP 5,000 |
|
Basic SavingsBegin your RCBC Basic Savings journey with just PHP 100. |
PHP 100 | None | None | None |
|
GoSaversTeach kids financial responsibility with GoSavers: their own savings account. |
PHP 100 | 0.15% | None | PHP 5,000 |
|
SSS PensionerAccess your pension smoothly with an RCBC SSS Pensioner Account. |
PHP 100 | 0.15% | PHP 100 | PHP 10,000 |
|
Regular Savings ATMStart saving with ease using your Regular Savings ATM account. |
PHP 3,000 | 0.15% | PHP 3,000 | PHP 25,000 |
|
Regular Savings PassbookManage savings with our all-in-one Regular Savings Passbook. |
PHP 5,000 | 0.15% | PHP 5,000 | PHP 25,000 |
|
eWoman SavingsExperience comprehensive banking with eWoman Savings — simple, secure, and rewarding. |
PHP 15,000 | 0.15% | PHP 15,000 | PHP 25,000 |
|
Dragon Peso SavingsBoost savings with higher interest through RCBC Dragon Peso Savings. |
PHP 25,000 | 0.15%-0.45% | PHP 25,000 | PHP 25,000 |
|
Foreign CurrencyInvest, save, and exchange foreign currencies with RCBC Foreign Currency Accounts. |
Depends on the currency | Depends on the currency | Depends on the currency | Depends on the currency |
|
Dragon Dollar SavingsEarn more as you save with RCBC Dragon Dollar Savings. |
USD 1,000 | 0.100%-0.125% | USD 1,000 | USD 1,000 |
|
Frequently Asked Questions
-
What are the requirements for opening an individual bank account?
You’ll need one (1) valid photo-bearing government identification card and proof of address.
-
What is the minimum deposit amount when opening a bank account?
This depends on the account type you choose to open. For example, a Basic Savings account only needs an initial deposit of PHP 100, while an iSave account does not require a minimum deposit at all!
-
What is the minimum maintaining balance?
This depends on the account type you have. RCBC offers different bank account options in the Philippines with no maintaining balance requirement!
-
What are the acceptable valid IDs?
For Filipinos:
- Passport
- Seaman's Book
- Postal ID (issued 2016)
- Driver' License
- National Bureau of Investigation (NBI) clearance
- Social Security System (SSS) ID
- Philippines' Unified Multi Purpose ID
- Firearms License
- Philippine Identification System (PhilSys) ID
- Professional Regulations Commission (PRC) ID
- Integrated Bar of the Philippines ID
- Senior Citizen Card
- ID issued by the National Council on Disabled Affairs (NCDA) or PWD ID Card
For Foreigners:
- Passport
- Alien Certificate of Registration (ACR)
- Philippine Retirement Authority (PRA) ID Card
- Philippine Identification System (PhilSys) ID
- Social Security System (SSS) ID
- Philippines' Unified Multi Purpose ID
- Driver's License
Personal Banking Guidelines
More of the information that you'll need to bank with us.