No Results Found
Award 1
Award 2
award 3
award 4
award 5
award 6

OneAccount

RCBC OneAccount is your all-in-one account because it offers all the features of a savings, checking, and time deposit in a single account. It even allows you to customize your account according to your needs and get access to more features just the way you like it.

It is designed for individuals who want simplicity, flexibility, and convenience.

This is perfect for anyone who is looking for:

  • Higher interest rates
  • Account with debit card, transaction journal, checkbook*
  • Zero maintaining balance
  • Free withdrawal at any Bancnet ATM

*Issuance of checkbook will be subject to Bank's approval and once approved, your account will be debited for the cost, which is P250.00.

Create an account with:

Zero maintaining balance with or without add-on features

Choose how you want to access your account or select an add-on feature to know your required Average Daily Balance (ADB)

How do you want to access your account?

Choose your add-on features:

Required (ADB) Average Daily Balance

PHP 0

Open an account online

OneAccount Interest Rates

Select withdrawal frequency

 

Average Daily Balance Interest Rates (No withdrawal)
P10,000 to P24,999.99 0.000%
P25,000 to  P49,999.99 0.625%
P50,000 to P499,999.99 0.625%
P500,000 to P999,999.99 0.625%
P1,000,000 to P2,499,999.99 1.850%
P2,500,000 to P4,999,999.99 2.150%
P5,000,000 to P9,999,999.99 3.650%
P10,000,000 and up 3.900%

*Rate may be subject to change without prior notice
*Account closures will be treated as withdrawal transactions starting July 15, 2024

 

Average Daily Balance Interest Rates (One withdrawal)
P10,000 to P24,999.99 0.000%
P25,000 to  P49,999.99 0.224%
P50,000 to P499,999.99 0.224%
P500,000 to P999,999.99 0.375%
P1,000,000 to P2,499,999.99 0.500%
P2,500,000 to P4,999,999.99 0.750%
P5,000,000 to P9,999,999.99 1.000%
P10,000,000 and up 1.500%

*Rate may be subject to change without prior notice
*Account closures will be treated as withdrawal transactions starting July 15, 2024

 

Average Daily Balance Interest Rates (More than one withdrawal)
P10,000 to P24,999.99 0.000%
P25,000 to  P49,999.99 0.150%
P50,000 to P499,999.99 0.150%
P500,000 to P999,999.99 0.150%
P1,000,000 to P2,499,999.99 0.150%
P2,500,000 to P4,999,999.99 0.150%
P5,000,000 to P9,999,999.99 0.150%
P10,000,000 and up 0.150%

*Rate may be subject to change without prior notice
*Account closures will be treated as withdrawal transactions starting July 15, 2024

Frequently Asked Questions (FAQs)

Initial deposit during account opening is required. Initial deposit should be equal or greater than the plan's required ADB.

An unfunded account will automatically be closed if it remains to have zero balance beyond 30 calendar days from the date of application.

Failure to maintain the required monthly Average Daily Balance for the availed add-on feature will result in a P500 charge.

  • New-to-bank accounts opened online should be funded within 180 days to avoid automatic closure
  • Additional accounts opened online and all accounts opened via branch should be funded within 120 days to avoid automatic closure

Your account will be considered mishandled in an instance of one (1) returned check due to insufficient funds.

Following the conduct of interval verification of your Branch Account (BOA), your account will be subsequently closed.

View OneAccount's Terms and Conditions

Personal Banking Guidelines

Here are some more of the information that you'll need to bank with us!

Banking Fees and Charges Banking Requirements Terms & Conditions

Here are similar products you might be interested in

  • Revamp-rcbc-product-hexagonprivilege

    Hexagon Privilege

    A fresh, distinct departure from the traditional experience around banking.

    Learn More
  • Revamp-rcbc-product-autoloans

    Auto Loans

    Secure a bank auto loan for your car or motorcycle in the Philippines with RCBC and enjoy budget-friendly down payments, options, and monthly installments.

    Learn More
  • Revamp-rcbc-product-homeloans

    Home Loans

    Whether you're acquiring a condominium or renovating your house, jumpstart your dreams with RCBC's range of flexible home loan options in the Philippines.

    Learn More