What is Hexagon Club Priority?

Especially reserved for highly valued customers, RCBC Hexagon Club Priority is a priority banking program from an award-winning bank, where our main goal is to always secure your financial future through personalized service and expert and tailored advice, all while providing you with exclusive perks and privileges.



How can I be a member?

Simply open any RCBC Checking or Savings account
and maintain the required deposit of at least Php 1 Million.

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How we work with you

Priority and Personalized Service

As a member, you will be provided with personalized service and timely and relevant advice exclusively tailored to your needs.

    • Dedicated Branch Relationship Manager 
    • A team of Experts
    • Priority Queuing
    • Priority Phone Line

Comprehensive Financial Solutions

Not everyone marches to the same beat, and our range of financial solutions reflect that.

    • Free Life Insurance Coverage
    • Preferential Rates on Time Deposit and Forex
    • Special Rates and Perks on Loans
    • Access to Wealth Management Services
    • Free Market Updates
    • First Crack on Investment Options

Premier Perks and Privileges

Live the life you deserve with these exclusive products and services only accorded to the elite few.

  • RCBC Hexagon Club Priority Mastercard Debit
    • Unlimited Free Withdrawals at any Bancnet ATM
    • Free Card Insurance
    • Free 1x International Withdrawal per Year
    • Free-for-Life RCBC Hexagon Club Credit Card

The Priority Lifestyle

Enjoy these extras that set you apart as a Hexagon Club Priority member.

    • Access to Exclusive Promos and Events
    • Waived Bank Fees
      • Free 1x Checkbook per Year
      • Free 1x Manager’s Check per Year
      • Free 1x Demand Draft per Year
      • Free 1x Bank Certificate per Year
      • Free 5x Bank Statements per Year

Hexagon Club's Benefits Calculator

Get an idea on how much more rewards you can enjoy as a Hexagon Club member based on your deposit.

Enter the amount of your Peso Deposit here
FREE Life Insurance Coverage

Php 4,500,000

Peso Time Deposit

  • Regular Rate
  • Hexagon Club Rate

USD Time Deposit

  • Regular Rate
  • Hexagon Club Rate

  • 5.90 %

    Regular Rate
  • 5.22 %

    Hexagon Club Rate
  • Php 21,151.00

    Monthly Payment
  • Php 2,000.00

    FREE Gas Voucher

Auto Loan

Selling Price
Loan Term
Total Loan Amount
  • 6.38 %

    Regular Rate
  • 5.88 %

    Hexagon Club Rate
  • Php 68,992.95

    Monthly Payment
  • Php 3,500

    WAIVED Appraisal Fee

Home Loan

Selling Price
Fixing Option
Loan Term
Total Loan Amount
  • 1.30 %

    Regular Rate
  • 0.99 %

    Hexagon Club Rate
  • Php 8,983.33

    Monthly Payment
  • Php 3,000.00

    WAIVED Processing Fee

Personal Loan

Loan Amount
Loan Period


  • Php 58.05

    Regular Rate
  • Php 58.15

    Hexagon Club Rate

Sell USD

  • Php 58.55

    Regular Rate
  • Php 58.45

    Hexagon Club Rate


*Amount of deposit which will serve as basis for client's Hexagon Club benefits refers to total Peso Savings and/or Checking Account/s. Rates and amounts quoted are indicative only. Number of days used in the computation may vary. The rates used in this calculator are subject to change without notice. Tax rates applied in the Time Deposit calculators are 20% for Peso and 15% for Dollar. 5-year + 1-day Peso Time Deposit for Individuals is tax-free. Amount of life insurance coverage may also vary depending on client's existing deposit product holdings and eligibility requirements.


Enroll in Hexagon Club Priority today.

Request for a call
Hexagon Club Terms and Conditions

Hexagon Club Privilege: Enrollment Form / Terms and Conditions

Hexagon Club Life Insurance Terms and Conditions (As of August 1, 2021)

Hexagon Club Life Insurance Group Policy Contract

Hexagon Club ATM Card Insurance Terms and Conditions (As of January 2022)

Important Notes

*Free life insurance coverage and free atm card insurance benefits are subject to terms and conditions. ATM card insurance only covers Hexagon Club Priority Debit Mastercard. Eligibility for life insurance coverage in terms of ADB is based on: (i) the running month-to-date Total Peso CASA ADB for clients with less than six (6) months of relationship with the Bank, and (ii) running month-to-date Total Peso CASA ADB for the last six (6) months for clients with six (6) months or more of relationship with the Bank;where ADB should be at least Php 100,000 to qualify.
**Issuance of RCBC Bankard Hexagon Club Mastercard Credit Card is subject to RCBC Bankard's approval and processing time. 
^No withdrawal fee in any Bancnet ATM can only be availed with Hexagon Club Priority Debit Mastercard.
^^Higher rates on time deposit will only apply to placements of at least Php 100,000 or USD 5,000 and will depend on member's CASA-ADB.
+Special rates on Forex will only apply to US Dollar transactions and will vary depending on member's CASA-ADB.
++Lower rates on loans, free gas voucher on auto loan, waived appraisal fee on home loan, and waived processing fee on personal loan will vary depending on member's CASA-ADB and will be accorded upon loan availment.

FAQs for Upgraded Hexagon Club Privilege members

1.  How are Hexagon Club Privilege members for upgrade to Hexagon Club Priority determined?

Existing Hexagon Club Privilege members whose total Peso CASA ADB meet the required ADB of Hexagon Club Priority Membership of at least Php1,000,000 are upgraded to Hexagon Club Priority status.

2.  How will I know that my Hexagon Club membership has been upgraded?

You will receive a notification via SMS, Viber message, or email about your upgraded Hexagon Club membership.

3.  If I fail to maintain the required average daily balance (ADB) for Hexagon Club Priority membership after the upgrade, what will happen?

On a periodic basis, RCBC may review your account to determine your compliance with the ADB requirements for your membership type. RCBC, upon prior notice, may downgrade or revoke your membership type to the variant the corresponds to your actual ADB.

4.  What are my benefits now that I’m a Hexagon Club Priority member?

Below are your additional benefits as a Hexagon Club Priority member:

  Hexagon Club Privilege
Your previous membership status
Hexagon Club Priority
Your new membership status
How to be a member Maintain at least P100,00 in your total Peso CASA Maintain at least P1 million in your total Peso CASA
  Membership Benefits Membership Benefits
Dedicated Branch Relationship Manager
Special rates on time deposit, loans, and forex*
Free gas allowance on auto loan, waived appraisal fee on home loan, and waived processing fee on personal loan*
Waived interregional and interbranch fees*
Priority queuing in the branches
Free life insurance coverage*
Free ATM card insurance*
Zero withdrawal fee in any Bancnet ATM*
Free-for-life Hexagon Club Mastercard credit card*
Free checkbook and manager's check
Waived fee on bank certification and bank statement
First crack at investment options
Access to exclusive events, promos, and gifts
Free demand draft  
Free international ATM withdrawal*  
Access to priority phone line  
Access to concierge services*  
Access to wealth management services  
Access to international airport lounges via complimentary Priority Pass*  

*Terms and conditions apply

5.  What if I have a time deposit placement that will mature after the upgrade has taken effect, will the time deposit rate be converted to the preferential rate for Hexagon Club Priority?

No, the preferential rate for Hexagon Club Privilege members that was set during the  Time Deposit placement prior to the date of the upgrade will still hold. Future and rollover placements will follow the corresponding preferential rate based on your current Hexagon membership type.

6.  What will happen to my Hexagon Club Privilege debit card after the upgrade?

Your Hexagon Club Privilege debit card will still be active but you have the option to upgrade it to Hexagon Club Priority Debit Card in any RCBC branch for free.

7.  What will happen to my RCBC Hexagon Club Platinum Credit Card after the upgrade?

Clients who were issued a RCBC Hexagon Club Platinum Mastercard Credit Card will have their card replaced for free with a RCBC Hexagon Club Priority World Mastercard Credit Card, which will be delivered to the registered delivery address of the customer within 30 days from the date of upgrade. All outstanding transactions in the RCBC Hexagon Club Platinum  Credit Card will be transferred to the client’s replacement card.

8.  What will happen to my pending RCBC Hexagon Club Platinum Credit Card application after the upgrade?

For those whose RCBC Hexagon Club Platinum Mastercard Credit Card is still in process, you will receive the appropriate Credit Card variant once approved.