Hexagon Club Priority: Personalized Banking in the Philippines l RCBC

Excellence in Mass Affluent Banking 2025

What is Hexagon Club Priority?

Especially reserved for highly valued customers, RCBC Hexagon Club Priority is a priority banking program from an award-winning bank, where our main goal is to always secure your financial future through personalized service and expert and tailored advice, all while providing you with exclusive perks and privileges.

How can I be a member?

Simply open any RCBC Peso Checking or Savings account and maintain the required deposit of at least Php 1 Million.

How we work with you

Priority and Personalized Service

As a member, you will be provided with personalized service and timely and relevant advice exclusively tailored to your needs.
- Dedicated Branch Manager and a Team of Experts
- Priority Queuing in the Branches
- Priority Phone Line
- Access to Concierge Services¹
Comprehensive Financial Solutions

Not everyone marches to the same beat, and our range of financial solutions reflect that.
- Free Life Insurance Coverage²
- Preferential Rates on Time Deposit & Forex³
- Special Rates and Perks on Loans⁴
- 0% Down Payment on Auto Loan with Auto Loan FlexiLite⁵
- Access to Wealth Management Services
- Free Market and Economic Updates
- First Crack on Investment Options
Premier Perks and Privileges

Live the life you deserve with these exclusive products and travel perks only accorded to the elite few.
RCBC Hexagon Club Priority World Mastercard Credit Card⁶
- Waived Annual Fee for Life
- Access to Airport Lounges⁷
- Complimentary Priority Pass Membership⁸
- Free Travel Insurance and Purchase Protection⁹
RCBC Hexagon Club Priority Platinum Mastercard Debit Card
- Unlimited Zero Withdrawal Fees at any Bancnet ATM
- Free 1x International ATM Withdrawal per year
- Free ATM Card Insurance¹⁰
The Priority Lifestyle

Enjoy these extras that set you apart as a Hexagon Club Priority member.
- Access to Exclusive Promos and Events¹¹
- Waived Bank Fees
- Access to Airport Lounges
- Free 1x Manager’s Check per Year
- Free 1x Demand Draft per Year
- Free 1x Bank Certificate per Year
- Free 5x Bank Statements per Year
- 4 free Instapay transactions per month

Get an idea on how much more rewards you can enjoy as a Hexagon Club member based on your deposit.

Enter the amount of your Peso Deposit here

PHP

Free Life Insurance Coverage

PHP 100,000

Select a calculator

Peso Time Deposit

Amount of Placement

PHP

Term

No. of Days

0.625 ^% Regular Rate

0.775 ^% Hexagon Club Interest Rate

Net Interest PHP 65.00

Total Savings PHP 100,065.00

USD Time Deposit

Amount of Placement

USD

Term

No. of Days

0.250 ^% Regular Rate

0.250 ^% Hexagon Club Interest Rate

Net Interest USD 0.89

Total Savings USD 5,000.89

Auto Loan

Selling Price

PHP

Loan Term

Downpayment

%

5.350 ^% Regular Rate

4.800 ^% Hexagon Club Rate

^PHP 26,200.00 Monthly Payment

^PHP 2,000 FREE Gas Voucher

Down Payment PHP 75,000.00

Total Loan Amount PHP 300,000.00

Home Loan

Selling Price

PHP

Fixing Option

Loan Term

Downpayment

%

7.000 ^% Regular Rate

6.880 ^% Hexagon Club Rate

^PHP 69,117.15 Monthly Payment

^PHP 3,500 WAIVED Appraisal Fee

Down Payment PHP 200,000

Total Loan Amount PHP 800,000

Personal Loan

Loan Amount

PHP

Loan Period

1.100 ^% Regular Rate

0.900 ^% Hexagon Club Rate

^PHP 8,783.33 Monthly Payment

^PHP 3,000 WAIVED Processing Fee

Foreign Exchange

Select Currency

Select Transaction

Buy USD

Sell USD

^PHP 55.6 Regular Rate

^PHP 55.7 Hexagon Club Rate

^PHP 56.1 Regular Rate

^PHP 56 Hexagon Club Rate

PHP

USD

PHP

USD

^PHP 55.6 Regular Rate

^PHP 55.7 Hexagon Club Rate

^PHP 56.1 Regular Rate

^PHP 56 Hexagon Club Rate

*Amount of deposit, which will serve as basis for client's Hexagon Club benefits, refers to your total Peso Savings and/or Checking Account/s; Rates and amounts quoted are indicative only; Number of days used in the computation may vary; The rates used in this calculator are subject to change without notice: Tax rates applied in the Time Deposit calculators are 20% for Peso and 15% for Dollar; 5-year + 1-day Peso Time Deposit for Individuals is tax-free; Amount of life insurance coverage may vary depending on client's meeting the eligibility requirements and is subject to terms and conditions; For Home Loan: Fixing Option refers to your chosen period where your interest rate is fixed. The Home Loan Rate displayed in this calculator is applicable only during your chosen Fixing Option. After this, your interest rate will change and will be based on the prevailing repricing rate.

Enroll in Hexagon Club Today.

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What’s New

View All Promos

Existing Hexagon Club Privilege members whose total Peso CASA ADB meet the required ADB of Hexagon Club Priority Membership of at least Php1,000,000 are upgraded to Hexagon Club Priority status.

You will receive a notification via SMS, Viber message, or email about your upgraded Hexagon Club membership.

On a periodic basis, RCBC may review your account to determine your compliance with the ADB requirements for your membership type. RCBC, upon prior notice, may downgrade or revoke your membership type to the variant the corresponds to your actual ADB.

4. What are my benefits now that I’m a Hexagon Club Priority member?

Below are your additional benefits as a Hexagon Club Priority member:

	Hexagon Club Privilege Your previous membership status	Hexagon Club Priority Your new membership status
How to be a member	Maintain at least P100,00 in your total Peso CASA	Maintain at least P1 million in your total Peso CASA
	Membership Benefits	Membership Benefits
Dedicated Branch Relationship Manager	√	√
Special rates on time deposit, loans, and forex*	√	√
Free gas allowance on auto loan, waived appraisal fee on home loan, and waived processing fee on personal loan*	√	√
Waived interregional and interbranch fees*	√	√
Priority queuing in the branches	√	√
Free life insurance coverage*	√	√
Free ATM card insurance*	√	√
Zero withdrawal fee in any Bancnet ATM*	√	√
Free-for-life Hexagon Club Mastercard credit card*	√	√
Free checkbook and manager's check	√	√
Waived fee on bank certification and bank statement	√	√
First crack at investment options	√	√
Access to exclusive events, promos, and gifts	√	√
Free demand draft		√
Free international ATM withdrawal*		√
Access to priority phone line		√
Access to concierge services*		√
Access to wealth management services		√
Access to international airport lounges via complimentary Priority Pass*		√

No, the preferential rate for Hexagon Club Privilege members that was set during the Time Deposit placement prior to the date of the upgrade will still hold. Future and rollover placements will follow the corresponding preferential rate based on your current Hexagon membership type.

Your Hexagon Club Privilege debit card will still be active but you have the option to upgrade it to Hexagon Club Priority Debit Card in any RCBC branch for free

Clients who were issued a RCBC Hexagon Club Platinum Mastercard Credit Card will have their card replaced for free with a RCBC Hexagon Club Priority World Mastercard Credit Card, which will be delivered to the registered delivery address of the customer within 30 days from the date of upgrade.

All outstanding transactions in the RCBC Hexagon Club Platinum Credit Card will be transferred to the client’s replacement card.

For those whose RCBC Hexagon Club Platinum Mastercard Credit Card is still in process, you will receive the appropriate Credit Card variant once approved.

¹Via Mastercard Travel and Lifestyle Services which can be accessed with the Hexagon Club Priority Platinum Mastercard Debit Card. Visit www.rcbc.com/hexagon-priority-mtls to know more.

²Subject to terms and conditions, which can be found in the page below

³Preferential Rates on Time Deposit will only apply to placements of at least Php 100,000 or USD 5,000 and may vary depending on the member’s previous month’s Total Peso CASA-ADB. Only Hexagon Club Privilege/Priority members whose previous Total Peso CASA-ADB from time deposit placement date is at least Php 100,000 can qualify for higher rates on Peso Time Deposit. Furthermore, only Hexagon Club Privilege/Priority members whose previous Total Peso CASA-ADB is at least Php 1,000,000 can qualify for higher rates on US Dollar Time Deposit. Special rates on Forex will only apply to US Dollar over-the-counter transactions and may vary depending on the member’s previous month’s Total Peso CASA-ADB. Only Hexagon Club Privilege/Priority members whose previous Total Peso CASA-ADB from transaction date is at least Php 100,000 can qualify for this benefit. Kindly refer to the Hexagon Club Benefits Calculator which can be found on this webpage for more details.

⁴Lower rates on loans and the amount of the free one-time gas allowance on auto loan, reimbursable appraisal fee on home loan, and waived processing fee on personal loan may vary depending on the member's previous month’s Total Peso CASA-ADB. Only Hexagon Club Privilege/Priority members whose previous Total Peso CASA-ADB from the loan booking date is at least Php 100,000 can qualify. Free gas allowance and the reimbursable appraisal fee will be credited to the qualified Hexagon Club client’s account within two months from the loan booking date. By default, this will be credited to the account used by the client for their loan amortization payment via Auto-Debit Arrangement; else, it will be credited to the client’s account with the highest balance. Kindly refer to the Hexagon Club Benefits Calculator which can be found on this webpage for more details.

⁵Subject to terms and conditions; visit www.rcbc.com/Auto-Loan-Flexilite to know more

⁶Issuance is subject to RCBC Credit Cards’ evaluation, approval, and processing time

⁷Access to PAGSS International Lounges in NAIA Terminals 1 & 3 using the Hexagon Club credit card; visit www.rcbccredit.com/hexagonpriority to know more

⁸Subject to terms and conditions; visit www.rcbccredit.com/hexagonpriority to know more

⁹Using the Hexagon Club credit card; subject to terms and conditions; visit www.rcbccredit.com/hexagonpriority to know more

¹⁰Subject to terms and conditions, which can be found in the page below. This benefit only covers the Hexagon Club Mastercard Debit Card and can only be availed by Hexagon Club members with at least Php 100,000 in their Total Peso CASA ADB

¹¹Can only be availed by Hexagon Club members whose previous Total Peso CASA-ADB from transaction date is at least Php 100,000

Hexagon Club Priority

What is Hexagon Club Priority?

How can I be a member?

How we work with you

Hexagon Club’s Benefits Calculator

Enroll in Hexagon Club Today.

What’s New

Frequently Asked Questions (FAQs) for Auto-upgraded Hexagon Club Privilege Members

Which Hexagon Club Is Perfect For You?

Important Notes

Hexagon Club Terms and Conditions