1.  Rizal Commercial Banking Corporation ("RCBC") will run the Hexagon Club Welcome Cash Gift Promo ("Promo") from May 5, 2025 to September 30, 2025  ("Promo Period").

2. This Promo is open to identified RCBC Credit Cardholders:

1. 1. 1. Whose credit card accounts are active and in good credit standing;
      2. Have valid and updated customer information in RCBC’s database; and
      3. Identified credit cardholders will receive an SMS, Viber, and/or email notification regarding the Promo and their unique Promo Code.

3. Identified credit cardholders  shall qualify for the Promo when the following criteria are met (“Qualified Client”):

1. 1. 1. They open a RCBC  Peso Savings/Checking Account  with at least Php 100,000 / Php 1,000,000 Fresh Funds in initial deposit during the Promo Period;
      2. They enroll in Hexagon Club Privilege / Priority during the Promo Period; 
      3. They have applied their Promo Code during account opening:
         1. if the client opts to apply via RCBC Branches, the Promo should be presented during their account opening;
         2. if the client opts to apply online via RCBC Pulz, the Promo Code should be entered in the RM NAME field; and 
      4. The RCBC  Peso Savings/Checking Account  is successfully opened and fully verified:
         1. During the Promo Period, if the application for account opening is done via RCBC Branches;
         2. On or before October 7, 2025, if the application for account opening is done via RCBC Pulz.

4. “Fresh Funds” means funds deposited in RCBC, which, in RCBC’s sole determination, meets the following criteria:  

1. 1. 1. Comprised of (i) funds from checks drawn on banks and financial institution other than RCBC and which are deposited in RCBC and are paid by the drawee within the Promo Period; and/or (ii) any other funds that are not already deposited in or are in the possession of RCBC at any point during the Promo Period;\
      2. Did not originate from a withdrawal and re-deposit of funds in RCBC, or a rollover of any time deposit placement,  during the Promo Period for sole purpose of qualifying (or re-qualifying) for the Promo; and
      3. Results in an increase of total deposit balances in RCBC.

5. Upon validation of RCBC, Qualified Clients will be awarded the following Cash Reward  (“Rewards”) which will be credited to their RCBC  Peso Savings/Checking Account  on the last day of the following month from the Qualified Client’s Hexagon Club enrollment date:

6. All Qualified Clients will receive an SMS and/or email notification informing them that their corresponding Rewards have been credited to their RCBC account.

7. All clients must ensure that RCBC and/or RCBC Credit Card  has his/her updated mobile number and/or email address on file.

8. A client can only avail of this Promo once during the Promo Period.

9. Standard procedures and policies governing the opening of a RCBC  Peso Savings/Checking Account account will still apply

10. All newly opened Savings/Checking Accounts are still subject to RCBC's policies and procedures and terms and conditions governing deposit accounts. Hexagon Club terms and conditions will also apply.

11. RCBC reserves the right to withhold the awarding of Rewards if by the time of awarding:

1. 1. 1. Their account's current balance is below the required initial deposit of the Promo;
      2. Their account has been closed; or
      3. They have unenrolled from Hexagon Club.

12. This Promo is not valid in conjunction with other promotions carried out by RCBC.

13. RCBC, its subsidiaries, affiliates, the advertising agencies and print suppliers, including their respective Board of Directors and Advisory Board Members, officers, and employees, and their relatives up to second (2nd) degree of consanguinity and affinity are not qualified for this Promo.

14. Any rewards credited to the client’s  RCBC  Peso Savings/Checking Account arising from any questionable or fraudulent transactions shall be subject to clawback.

15.  In case of dispute, the decision of RCBC on all matters relating to the Promo, with the concurrence of DTI, shall be final and binding.

Promo runs until September 30, 2025 Per DTI Fair Trade No. FTEB-219622 Series of 2025.