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Start saving with a basic deposit account

Kickstart your financial journey at any stage of your life. You can open a basic bank account with just P100 and a Barangay Certificate.

To get a basic bank account, apply online anytime with RCBC.

This is perfect for individuals who:

  • Have no existing bank accounts with RCBC
  • Have no access to facilities granting Government IDs
  • Have a good financial history

What you’re in for:

Minimum Initial Deposit PHP 100
Required Average Daily Balance (ADB) None
Balance to Earn Interest None
Maximum Account Balance PHP 50,000
Interest Rate No interest
MyDebit ATM Card Benefits
  • Cashless and Online Shopping
  • Manage and access your account 24/7
  • Worldwide Acceptance through Mastercard
  • Enhanced Security
Transaction Record
  • Statement of Account
Charges and Fees
  • Early Closure (within 6 months) - PHP 500
  • Card Replacement Fee - PHP 200

You only need to prepare:

  • Completed RCBC account opening forms

  • Barangay Certificate or valid ID

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Open an account today!

Start saving today with an RCBC Basic Savings Account. You can easily open one by visiting your nearest RCBC branch or opening a basic bank account online.
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Personal Banking Guidelines

TestHere are some more of the information that you'll need to bank with us!

Banking Fees and Charges Banking Requirements Terms & Conditions

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