Start saving with a Basic Deposit Account

Save in any stage of your life. Open an account in the bank with only (1) valid ID or Barangay Certificate and an initial deposit of Php 100.

This is perfect for people who:

  • Have no existing RCBC bank account

  • Don't have a government-issued ID

  • Has a low risk score

  • What You're In For:

    • Minimum Initial deposit

      PHP 100

    • Required Average Daily Balance (ADB)

      None

    • Maximum Account Balance

      PHP 50,000

    • Interest Rate

      No Interest

    • MyDebit ATM Card Benefits

      • Cashless and Online Shopping
      • Enhanced Security
      • Worldwide Acceptance through Mastercard
      • Manage and access your account 24/7

    • Transaction Record

      Statement of Account

    • Charges & Fees

      Early Closure (w/in 30 days) – Php 500
      Card Replacement Fee – Php 150

  • You Only Need to Prepare:

    • Completed RCBC account opening forms

    • Barangay Certificate or valid ID

    Open an account in any of our branches

    Branch Locator

Personal Banking Guidelines

More of the information that you'll need to bank with us.

Banking Fees and Charges Banking Requirements Terms & Conditions

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