It's the hassle-free savings account you can open in minutes

RCBC iSave is a virtual, easy-to-open savings account with tiered interest rates. Application is fast with no minimum initial deposit and zero (0) maintaining balance.

This is perfect for anyone who is looking for:

  • A virtual savings account

What you’re in for:

Minimum Initial Deposit None
Required Average Daily Balance (ADB) None
Balance to Earn Interest PHP 5,000
Interest Rate Varies - See Rates
Fund Access
  • Online Banking (Mobile/Internet)
  • Branches
Transaction Record
  • Statement of Account
Amount Interest Rate
PHP 5,000 to < PHP 100,000 0.150%
PHP 100,000 to < PHP 500,000 0.175%
PHP 500,000 and above 0.200%

You only need to prepare:

  • Completely filled out RCBC account opening form

  • 1 valid government-issued ID

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Get your iSave Account today

Apply at your nearest branch
Branch Finder

Personal Banking Guidelines

Here are some more of the information that you'll need to bank with us!