Hexagon Club Family

What is Hexagon Club Family?

Because banking is better when shared, Hexagon Club Family reimagines traditional banking by allowing you to achieve financial goals together.

This first-of-its-kind family banking feature is an optional add-on exclusively available to qualified Hexagon Club Priority and Privilege members.

Through your existing relationship with RCBC, you can create a more connected household by sharing your elite banking advantages with your loved ones. You can nominate up to four (4) eligible members to join your family circle, including your Spouse/Partner, Parents, Grandparents, Children, Grandchildren, or Siblings.

How It Works

Step 1

Be an eligible Hexagon Club Privilege or Priority member by maintaining at least P500,000 in all of your RCBC Peso and/or Foreign Currency Deposit Unit (FCDU) Checking and/or Savings Account/s (CASA).

Step 2

Subscribe to Hexagon Club Family by accomplishing the Hexagon Club Family Nomination Form.

Step 3

Nominate your eligible family members (with active RCBC deposit account).

Step 4

Start enjoying family banking benefits together.

Benefits They Can Enjoy

Priority Care & Everyday Banking

Experience faster, more attentive servicing, seamless daily transactions, and effortless branch visits.
- Priority Queuing in All Branches
- Assistance from a Dedicated Branch Manager
- Waived Inter-Regional and Inter-Branch Fees¹
Preferential Rates & Financial Gains

Get more value for your money with better rates, special offers, and exclusive financial opportunities.
- Higher Time Deposit Rates²
- Lower Interest Rates on Loans³
- Special Foreign Exchange Rates⁴
- Free Gas Allowance for Auto Loans⁵
- Reimbursable Appraisal Fee for Home Loans⁶
- Waived Processing Fee for Personal Loans⁷
Elevated Travel & Lifestyle Access

Unlock rewarding lifestyle perks, elevated travel benefits, and exclusive experiences that complement your everyday living.
- Free-for-Life RCBC Hexagon Club Mastercard Supplementary Credit Card⁸
- Free Telemedicine Services⁹
- Access to Exclusive Events, Offers, and Gifts
- Perks from Partner Merchants

Enroll in Hexagon Club Today.

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What's New

It is an elective, opt-in feature that allows an existing Hexagon Club Priority or Privilege member (the Primary Member) to share their elite banking advantages with their loved ones under a single household relationship.

A Primary Member can nominate up to four (4) immediate family members who hold active individual RCBC accounts. Eligible relationships are strictly limited to a Spouse, Partner, Children, Parents, Siblings, Grandchildren, or Grandparents.

No. Supplementary Members have no premium ADB requirement and access Hexagon Club perks completely free based on the Primary Member’s balance. However, individual accounts must still maintain the standard baseline ADB required for their specific account type to avoid regular bank fees.

Enrollment is not automatic. The Primary Member must actively request activation by completing the Family Nomination Form at any RCBC branch. Later on, the Primary Member holds sole authority to add, remove, or replace nominees (up to the 4-member limit) via any RCBC branch.

Yes. A Supplementary Member can independently opt out at any time by requesting an unsubscription at any branch. Additionally, if a nominated member qualifies and chooses to enroll in their own standalone Hexagon Club Privilege or Priority tier, their individual status will take precedence, freeing up their slot in the family unit.

The Php 500,000 threshold strictly applies to the family extension feature.

For the Primary Member: Your standalone individual membership remains unaffected and you retain full access to personal tier privileges, provided you satisfy your core individual ADB requirements.
For Supplementary Members: If the primary balance dips below the threshold, the benefit extension to nominees may be temporarily suspended. Perks automatically reactivate once the balance is restored, though prolonged non-compliance will lead to the permanent dissolution of the family subscription.

Yes. Automated SMS or email notifications are triggered for successful activations, voluntary opt-outs, or any membership adjustments (adding, removing, or replacing nominees). These alerts reach both the Primary Member and the affected family members on the next banking day following the update.

¹Waiver of inter-regional/inter-branch fees is applicable to the transacting member's deposit accounts only. A Supplementary Member will qualify for this perk based entirely on their linked Primary Member maintaining the required previous month's Total CASA-ADB of at least Php 500,000.

²Higher rates on Time Deposits will only apply to placements of at least Php 100,000 or USD 5,000 and may vary depending on the linked Primary Member’s previous month’s Total CASA-ADB. A Supplementary Member will qualify for higher rates on Peso Time Deposits provided their Primary Member’s previous month's CASA-ADB is at least Php 500,000. Furthermore, the Supplementary Member will qualify for higher rates on US Dollar Time Deposits if their Primary Member's previous month's CASA-ADB is at least Php 1,000,000.

³Lower rates on loans may vary depending on the Primary Member’s previous month’s Total CASA-ADB. A Supplementary Member will qualify for these special pricing tiers provided their Primary Member’s previous month's CASA-ADB is at least Php 500,000.

⁴Special rates on Forex will only apply to over-the-counter transactions for the following currencies: USD, CAD, JPY, GBP, EUR, HKD, SGD, and CNY. A Supplementary Member will qualify for this benefit provided their Primary Member’s previous month's CASA-ADB is at least Php 500,000.

⁵Free gas allowance on auto loan may vary depending on the Primary Member’s previous month’s Total CASA-ADB. A Supplementary Member will qualify for this benefit provided their linked Hexagon Club Family Primary Member’s previous Total CASA-ADB from the loan booking date is at least Php 500,000. Furthermore, the free gas allowance will be credited to the qualified Supplementary Member’s account within two months after the loan booking date. By default, this will be credited to the account used by the client for their loan amortization payment via Auto-Debit Arrangement; else, it will be credited to the client’s account with the highest balance.

⁶Amount of reimbursable appraisal fee on home loan may vary depending on the Primary Member’s previous month’s Total CASA-ADB. A Supplementary Member will qualify for this benefit provided their linked Hexagon Club Family Primary Member’s previous Total CASA-ADB from the loan booking date is at least Php 500,000. Furthermore, reimbursable appraisal fee will be credited to the qualified Supplementary Member’s account within two months after the loan booking date. By default, this will be credited to the account used by the client for their loan amortization payment via Auto-Debit Arrangement; else, it will be credited to the client’s account with the highest balance.

⁷Waived processing fees on personal loans (of up to Php 3,000) are available to Supplementary Members, provided their linked Hexagon Club Family Primary Member’s previous month's Total CASA-ADB from the loan booking date is at least Php 500,000.

⁸Refers to supplementary credit card; Primary Members with active Hexagon Club Privilege/Priority credit card can request for supplementary credit card for their Supplementary Members, issuance of which is subject to RCBC Credit Cards’ evaluation, approval, and processing time; No annual fee for life is applicable to up to 4 supplementary credit cards only.

⁹Subject to terms and conditions, which can be found in the page below.

Advisory

Hexagon Club Family

What is Hexagon Club Family?

How It Works

Step 1

Step 2

Step 3

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Benefits They Can Enjoy

What's New

Frequently Asked Questions (FAQs)

Which Hexagon Club Is Perfect For You?

Important Notes

Hexagon Club Terms and Conditions