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Make the most of investment returns with RCBC

The RCBC Peso Fixed Income Fund is invested in long-term fixed-income securities such as deposits, government securities, and corporate bonds. Starting with just PHP 5,000, your fixed income funds will be managed in the Philippines by the Bank’s professional fund managers while you sit back and relax.

This UITF is perfect for you if:

  • You want to achieve a medium-term goal such as saving up for a travel dream vacation
  • You intend to keep your peso fixed income fund invested for 1 to 3 years
  • You have experience in investing or are willing to take moderate level of risk.

What you're in for:

Minimum Initial Deposit PHP 5,000
Minimum Additional Investment PHP 1,000
Minimum Maintaining Balance PHP 5,000
Minimum Holding Period None
Trust Fee 0.50% p.a.
Redemption Settlement Date
Next banking day from redemption date (T+1)
Transaction Cut-off Time
1:00 pm of any banking day

Year-On-Year Return

5.18%

As of February 20, 2026

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More about the fund

Performance Report Index Performance Graph UITF Calculator

UITF Online Facility

The RCBC UITF Online Facility (“UITF Online”) is a module in RCBC Pulz that allows individual investors to enroll new or existing fixed-income bond funds online and access them 24/7 without having to visit an RCBC branch to physically submit the required documents.

RCBC accountholders who have an active RCBC Pulz account can access their Peso Fixed Income Fund UITF online.

How to invest in UITFs online

  1. Log in to rcbconlinebanking.com with your account and click ‘Invest in UITF’.
    Not an RCBC account holder? Enroll Here
  2. Choose whether you wish to open a new UITF account or enroll existing UITF account.
  3. Read and understand the terms and conditions; confirm client information then click ‘Submit’.
  4. For new clients:
    Accomplish the Customer Sustainability Assessment (CSA) and select preferred RCBC UITF

    For existing clients:
    Confirm your CSA result and select preferred RCBC UITF then click ‘Submit’.
  5. System will notify you that the account enrollment was successful.

    To start investing, you will automatically be re-directed to the ‘Add Investment’ page.

RCBC UITFs

As of 02/20/2026

  • UITF

    NAVPU

  • RCBC Peso Money Market Fund

    1.949766

  • RCBC Peso Short Term Fund

    1.832618

  • RCBC Peso Cash Management Fund

    1.323486

  • RCBC Peso Fixed Income Fund

    2.521936

  • RCBC Multi-Asset Fund

    2.223911

  • RCBC Equity Fund

    3.522360

  • RCBC R25 Blue-Chip Equity Fund

    0.845718

  • RCBC R25 Dividend Equity Fund

    1.144632

  • RCBC Dollar Money Market Fund

    1.555046

  • RCBC Dollar Fixed Income Fund

    1.815824

Disclaimer

  • RCBC UITFs are offered and managed by RCBC Trust Corporation, an affiliate of RCBC.
  • RCBC UITFs are not deposits or obligations of and are not guaranteed, issued or insured by RCBC or its affiliates or subsidiaries.
  • UITFs are not insured nor governed by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investments, yields and potential yields are not and cannot be guaranteed.
  • The securities held by the UITF, including the investments in government securities, are subject to market fluctuations and price volatility, which can cause the NAVPU to move upwards or downwards depending on prevailing market conditions.
  • Any income or loss arising from such market fluctuations and price volatility is for the account of the investor. As such, units of participation ofthe investor in the UITF, when redeemed, may be worth more or worth less than the initial investment/contributions made.
  • Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results.
  • RCBC Trust is regulated by the Bangko Sentral ng Pilipinas

RCBC Trust Corporation is regulated by the Bangko Sentral ng Pilipinas.

For more information, inquiries or complaints, you may call us at 8894-9000 loc 1276 or 3316 or email us at customercare@rcbc.com

You may also file your complaints at BSP Financial Consumer Department at

(632) 708-7087 or consumeraffairs@bsp.gov.ph