Investment Management Account

Features of IMAs

	Over-the-Counter	Digital
Currency	PHP / Multi-currency	PHP
Minimum Investment	PHP 1,000,000.00	PHP 100,000.00
Trust Fees	0.25% p.a.	0.25% p.a.
Minimum Maintaining Balance	PHP 1,000,000.00	PHP 100,000.00
Securities Available	Time Deposits Corporate Bonds Government Securities Preferred Shares Equities Secondary Market Securities Other Securities	Time Deposits * Corporate Bonds * Government Bonds * Primary Securities Only

These Trust and/or Investment products are offered and managed by RCBC Trust Corporation, an affiliate of RCBC.
RCBC and RCBC Trust Corporation are regulated by the Bangko Sentral ng Pilipinas (BSP) | https://www.bsp.gov.ph/
Investment Management Accounts are not insured nor governed by the Philippine Deposit Insurance Corporation (PDIC) and are not guaranteed by RCBC Trust Corporation.
When selling, the proceeds may be worth less than the original investment and any losses will be solely for the account of the clients.
RCBC Trust is not liable for any loss unless upon willful default, bad faith or gross negligence.
IMA Products are subject to 20% withholding tax and 0.25% trust fees apply.

What You Can Expect from Your IMA

Access to Multiple Asset Classes

Invest in a range of products including time deposits, corporate bonds, and government securities—all under one account.
Personalized Support

Get personalized guidance from RCBC Trust investment professionals to help you make confident financial decisions.
Tailored Strategy

Your portfolio is built around your goals and risk appetite for a customized investment experience.
Transparent Monitoring

Stay informed with regular account reports and real-time investment updates via RCBC Pulz.
Professional Investment Advice

Leverage professional expertise to diversify and grow your wealth.