Accelerate Your Holiday Wheels

Promo Duration: November 1, 2025 - December 31, 2025

 

Promo Offers

  • Free bank charges up to Php71,000
  • Free 1-year car insurance 
  • Free gas allowance up to Php5,000 for Hexagon Club members only



Promo Mechanics

  1. The promo is open to new and existing depositors.
  2. The promo is valid from November 1, 2025 to December 31, 2025 (“Promo Period”).
  3. Only applications received within the promo period and booked on or before March 31, 2026, are eligible for the promo.
  4. Loan purpose must be for the purchase of brand new private and personal vehicles only.
  5. Free bank charges cover chattel mortgage fees and documentary stamp tax for loan amount of Php500k up to Php5M. For loan amount >Php5M, the documentary stamp tax shall be shouldered by the client.
  6. Free 1-year car insurance when availing of Auto Loan Plus. (Not applicable for EVs)
  7. Free gas allowance up to Php5,000 for Hexagon Club members only.
  8. The minimum loan amount is Php 500,000.




General Provisions

  1. All loan applications qualified under the promo shall be subject to RCBC’s credit evaluation, relevant terms and conditions, and standard policies and procedures.
  2. RCBC, its subsidiaries, affiliates, advertising agencies, print suppliers, including their respective Board of Directors and Advisory Board Members, officers, employees, and their relatives up to second degree of consanguinity or affinity are not qualified for this promo.
  3. This Promo is not valid in conjunction with other promotions carried out by RCBC.
  4. By joining the promo, qualified clients authorize RCBC to disclose, and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo. RCBC shall not be liable for violation of customer data privacy and/or bank secrecy law as a result of said disclosure or publication.
  5. In case of dispute, RCBC’s decision, made in concurrence with DTI, regarding this promo will be deemed final and non-negotiable.
  6. Standard terms and conditions apply.



Customer Support

For inquiries and comments, please contact RCBC Loans Customer Care: 

loan_customercare@rcbc.com

(02) 8877-7222

 

Per DTI Fair Trade Permit No. FTEB -240889 Series of 2025

Frequently Asked Questions (FAQs)

Q: What is the Accelerate Your Holiday Wheels Promo?

A: This special, limited-time offer provides exclusive benefits when you apply for an auto loan during the holiday season. Enjoy free Chattel Mortgage Fees and Documentary Stamp Tax.

 

Q: What is the Promo Period?

A: The promotion is valid for loan applications submitted from November 1, 2025 to December 31, 2025.

 

Q: Who is eligible to apply for this auto loan promotion?

A: To be eligible, applicants must meet the following criteria:

* New and existing RCBC depositors.

* Filipino Citizen or Dual Citizen / Permanent Resident of the Philippines.

* Between 21 and 70 years old upon loan maturity.

* With a minimum gross monthly income of P30,000.

* Employed for at least 1 year or in profitable business operation for at least 3 years.

 

Q: What types of vehicles are covered by the promotion?

A: Only brand-new private vehicles are covered by this auto loan promotion.

 

Q: How do I apply for the Accelerate Your Holiday Wheels Promotion?

A: You can apply through any of the following channels:

* Online via our website at www.rcbc.com/2025-Holiday-Wheels

* In-person at any preferred RCBC branch.

 

Q: What documents are necessary for the application process?

 

A: Typically, the standard requirements include:

* Completely filled-out Auto Loan application form.

* Two (2) valid government-issued IDs with photo and signature.

* Income documents (e.g., latest Income Tax Return or ITR, Certificate of Employment with salary, Business Registration, Audited Financial Statements).

 

Q: How long is the loan approval process?

A: Standard processing time is generally 24 hours upon submission of complete application forms and documentary requirements.

 

Q: What is the minimum loan amount I can borrow?

A: Minimum Loan Amount of Php500,000.

 

Q: Can I avail of this promotion in conjunction with other bank or dealer offers?

A: No, this promotion cannot be combined with any other existing auto loan promotions.

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