Promo Period

The RCBC Free chattel mortgage & documentary stamp fees  (the “Promo”) is open to all new and existing depositors who will apply for and avail of the RCBC Auto Loan from February 17 to December 31, 2025 (the ”Promo Period”).

Applications must be submitted within the Promo Period, even if subsequently approved and availed of thereafter but in no case later than March 31, 2026 (the “Availment Period”).

Eligibility

Open to all new and existing depositors.

Auto Loans

1. Loan purpose must be for the purchase and reimbursement of brand new private vehicles only .
2. The Promo is applicable to Regular Auto Loan and Auto Loan Plus only.
3. The Promo has a minimum loan amount of Php500,000.
4. The required down payment for a unit shall be twenty percent (20%) of the unit suggested retail price (SRP), as quoted by the dealer. 
5. Qualified customers shall be entitled to a free chattel mortgage and documentary stamp fees for a loan amount of Php500k up to Php5M only. Note: For loan amount >Php5M, the documentary stamp fees shall be shouldered by the customer.
6. Free up to Php5,000 gas allowance for Hexagon Club Members*.

*Amount of free gas allowance may vary depending on the member’s previous month’s Total Peso CASA, and will be credited to the qualified Hexagon Club client’s account within two months from the loan booking date; available to Hexagon Club Priority members.

General Provisions

1. All loan applications qualified under the Promo shall be processed under the standard evaluation and approval process of RCBC, subject to relevant terms and conditions, as well as RCBC’s policies and procedures.
2. Customers who applied directly with the dealers with any all-in scheme shall be automatically disqualified from this Promo.
3. In case of pre-termination of the loan, the client shall settle in full the waived motor vehicle insurance, chattel mortgage and documentary stamp fees from this Promo.
4. This Promo is non-transferrable, non-convertible to cash and cannot be assigned to any third person or entity.  
5. This Promo is not valid in conjunction with other promotions carried out by RCBC.
6. Qualified customers authorize RCBC to disclose and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo that is not in any way in violation of customer data privacy and bank secrecy law.

Terms and conditions apply.