Promo Period

The RCBC Thank You Deals (the Promo) is open to new and existing depositors who will apply for and avail of the RCBC Auto and Home Loans from May 30 to July 30, 2025 (the ”Promo Period”).

Applications must be submitted within the Promo Period, even if subsequently approved and availed of thereafter but in no case later than October 31, 2025 (the “Availment Period”).

 

Eligibility

Open to all New-to-bank and existing depositors

 

Auto Loans

  1. Loan purpose must be for the purchase and reimbursement of brand new private vehicles only .
  2. The Promo is applicable to Regular Auto Loan and Auto Loan Plus only.
  3. The Promo has a minimum loan amount of Php500,000.
  4. The required down payment for a unit shall be twenty percent (20%) of the unit suggested retail price (SRP), as quoted by the dealer. 
  5. Applicable interest rates will be the prevailing rates based on the client depositors type.
  6. Qualified customers shall be entitled to a free chattel mortgage and documentary stamp fees for a loan amount of Php500k up to Php5M only. 

Note: For loan amount >Php5M, the documentary stamp fees shall be shouldered by the customer.

  1. Free 1-year worth of car insurance when avail of RCBC Auto Loan Plus.
  2. Free up to Php5,000 gas allowance for Hexagon Club Members*.

*Amount of free gas allowance may vary depending on the member’s previous month’s Total Peso CASA, and will be credited to the qualified Hexagon Club client’s account within two months from the loan booking date; available to Hexagon Club Priority members.

 

Home Loans

  1. The promo is applicable to all housing loan purposes.
  2. Applicable interest rates will be the prevailing rates based on the client depositors type.

Note: For house construction, prevailing rates shall be applied at the time of drawdown.

  1. Minimum loan amount shall be Php1,000,000.
  2. Refundable appraisal fee of Php5,000 upon booking of loan. To be deducted to the Bank charges fee.
  3. Qualified customers shall be entitled to a one-time rate protection discount on repricing of 1% after the chosen fixing period.
  4. Promo is non-transferable.

 

General Provisions

  1. All loan applications qualified under the Promo shall be processed under the standard evaluation and approval process of RCBC, subject to relevant terms and conditions as well as RCBC’s policies and procedures.
  2. RCBC, its subsidiaries, affiliates, the advertising agencies and print suppliers, including their respective Board of Directors and Advisory Board Members, officers, and employees, and their relatives up to second (2nd) degree of consanguinity and affinity are not qualified for this Promo.
  3. This Promo is not valid in conjunction with other promotions carried out by RCBC.
  4. Qualified clients authorize RCBC to disclose and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo. RCBC shall not be liable for violation of customer data privacy and/or bank secrecy law as a result of said disclosure or publication.

 

Terms and conditions apply.

Frequently Asked Questions (FAQs)

What is "Thank You Deals" campaign?

It’s a special promotion offering exclusive benefits for Auto and Home Loan applicants. This celebrates all hardworking moms and dads who continue to build better futures for their families. The campaign runs from May 30 to July 30, 2025, and all approved loans must be availed on or before October 31, 2025.

How do I avail of these offers?

You may visit the nearest RCBC branch or contact your trusted Relationship Manager

Are existing loan clients eligible?

Yes, additional auto or home loans are eligible to be booked separately from the existing loans.

 

Auto Loan

  1. What are the eligibility requirements for the Auto Loan promo?

The minimum loan amount is Php500,000. The loan must be booked within the promo period and availed no later than October 31, 2025.

  1. What freebies or benefits will I enjoy if I avail of the Auto Loan promo?
  • Free chattel and documentary stamp tax (DST) for loans between Php500,000 and Php5M. (For loans above P5M, only Chattel is free; DST must be paid by the client.)
  • Free 1-year worth of car insurance
  • Complimentary gas voucher worth up to Php5,000 for Hexagon Club members only*

*Amount of free gas allowance may vary depending on the member's previous month's Total Peso CASA, and will be credited to the qualified Hexagon Club client's account within two months from the loan booking date; available to Hexagon Club members.

  1. Who is eligible for this promo?

This promo is open to all new-to-bank and existing depositors.

 

Home Loan

  1. Why are the benefits of this promo?
  • Refundable appraisal fee of Php5,000 upon booking of loan, to be deducted from the bank charges.
  • Qualified customers are granted a one-time 1% discount on their interest rate at the first repricing following the chosen fixed-rate term.
  1. Who is eligible for this promo?

This promo is open to all new-to-bank and existing depositors.

  1. How long does this promotion last?

Loan applications must be received from May 30 to July 30, 2025. Then, the loan must be availed on or before October 31, 2025.

  1. Can I apply for both Auto and Home Loan promos?

Yes, if you meet the corresponding requirements for each loan type.

Interested?

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