Promo Duration: March 9, 2026 to December 31, 2026 

 

Promo Offers

 

Home Loan Offer: 

 

• • Down payment as low as 10% 
  • Special interest rates  
  • Free one-time appraisal  
  • Transferable to first-degree beneficiaries
  • Waived bank charges up to Php60,000 (Php6,000 for every Php1M loan amount)
  • Complimentary RCBC credit card.

 

Promo Mechanics:

 

1. 1. The promo is open to New-to-Hexagon Club Priority and Existing Hexagon Club Priority. 
   2. The promo is valid from March 9, 2026 to December 31, 2026  (“Promo Period”).
   3. This offer is applicable to home loans with the purpose of acquisition and home equity only.
   4. Free one-time appraisal (upfront waiver)
   5. Transferable benefits up to first-degree beneficiaries
   6. 0% monthly installment on insurance when availing of Home Loan Plus.
   7. Complimentary RCBC credit card.
      Note: Issuance is subject to RCBC Credit Cards’ evaluation, approval and processing time.
   8. Waived bank charges up to Php 60,000. (Note: Php6,000 for every Php1M loan amount)

 

Auto Loan Offer: 

 

• • Down Payment for a unit shall be as low as 10% of the unit suggested retail price (SRP).
  • Free bank charges 
  • Free 1-year worth of car insurance when availing of RCBC Auto Loan Plus. 
  • Complimentary Gas allowance up to Php5,000 

 

 

Promo Mechanics:

 

1. The promo is open to New-to-Hexagon Club Priority and Existing Hexagon Club Priority.
2. The promo is valid from March 9, 2026 to December 31, 2026  (“Promo Period”).
3. Loan purpose must be for the purchase of brand new private vehicles only.
4. Free bank charges (PPSR Registration Cost and Handling Fee). Documentary stamp tax shall be shouldered by the client.
5. Free 1-year car insurance when availing of Auto Loan Plus. (Note: Qualified Hexagon Club Priority accounts have the option to avail Plug-in EV but will not enjoy free 1-year car insurance.)
6. Complimentary Gas allowance up to Php5,000 for Hexagon Club members only.

 

 

General Provisions

1. All loan applications qualified under the Promo shall be processed under the standard evaluation and approval process of RCBC, subject to relevant terms and conditions, as well as RCBC’s policies and procedures.
2. RCBC, its subsidiaries, affiliates, advertising agencies, print suppliers, including their respective Board of Directors and Advisory Board Members, officers, employees, and their relatives up to second degree of consanguinity or affinity are not qualified for this promo.
3. This Promo is not valid in conjunction with other promotions carried out by RCBC.
4. By joining the promo, qualified clients authorize RCBC to disclose, and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo. RCBC shall not be liable for violation of customer data privacy and/or bank secrecy law as a result of said disclosure or publication.
5. In case of dispute, RCBC’s decision, made in concurrence with DTI, regarding this promo will be deemed final and non-negotiable.
6. Standard terms and conditions apply.

Customer Support

For inquiries and comments, please contact RCBC Loans Customer Care: 

loan_customercare@rcbc.com

(02) 8877-7222

 

Per DTI Fair Trade Permit No. FTEB -250942 Series of 2026