What Are Your Financial Goals—and Why RCBC Hexagon Priority is the Right Banking Partner?
At this stage in life, many millennials find themselves asking, "What comes next?" After years of building careers and enjoying new experiences, it’s natural to start thinking seriously about your financial goals and future security.
Whether it’s buying a home, growing your investments, or planning for a comfortable retirement, having the right banking partner is essential. Let’s explore what your financial goals might look like and how RCBC Hexagon Club Priority can help you achieve them with personalized, forward-thinking solutions.
What Are Your Financial Goals?
Late 20s to early 40s is a unique point in your journey. At this age, you are established enough to begin thinking long-term. But what makes this period truly one-of-a-kind is that it’s still considered a phase of active growth. You are in a constant state of evolution and rediscovery.
The same goes for your finances. Change is evident because millennials are navigating economic uncertainty. Likewise, it is also about stability. Many seek to solidify their finances in the years to come.
Here are some financial goals that may already resonate with you:
1. Buying Property
Owning a home or investing in real estate is one of the most significant financial milestones. Homeownership remains a cherished dream symbolizing stability and independence. However, skyrocketing property prices, especially in Metro Manila, and stagnant wages make this goal challenging. Despite these obstacles, many millennials prioritize saving for down payments and seek flexible mortgage options to make homeownership achievable. It’s not just about having a place to live—it’s about building equity and securing a financial future.
2. Investing for the Future
Investing is key to growing wealth over time. Millennials are increasingly leveraging digital platforms, robo-advisors, and socially responsible investment options like mutual funds, UITFs, and government bonds to build diversified portfolios. They prioritize financial literacy and use technology to manage investments efficiently, aiming to grow their savings beyond traditional banking products.
3. Planning for Retirement
Retirement planning is an empowering act of self-care and foresight. It allows you to envision and build the life you want beyond your working years. Knowing that government support may not suffice, this generation is taking charge by saving early, investing wisely, and building a secure nest egg.
4. Choosing Experiences Over Possessions
Some millennials increasingly value experiences over material possessions. These include travel, personal growth, and meaningful moments with loved ones. This goal reflects a desire to live a fuller, more enriched life that prioritizes memories and happiness. Financially, it means budgeting wisely to enjoy these experiences without compromising long-term security.
5. Prioritizing Self-Care and Financial Wellness
Self-care is a vital financial goal for millennials who recognize that health and well-being are essential for long-term success. This includes investing in mental health, physical fitness, and work-life balance. Allocating funds for activities and products that support these pursuits ensures resilience during life’s uncertainties. Millennials are learning that taking care of themselves financially and emotionally builds a stronger foundation for achieving all other financial aspirations with confidence and peace of mind.
6. Building Assets
Building assets is a powerful way for Filipino millennials to secure financial independence and create lasting wealth. Whether through investing in real estate, stocks, or other valuable possessions, accumulating assets provides both a safety net and opportunities for future growth. This goal is about planting seeds today for a fruitful tomorrow.
7. Starting a Business
Starting a business is an exciting and fulfilling financial goal for millennials who seek independence, creativity, and impact. Many are embracing entrepreneurship as a path to financial freedom and personal growth, fueled by passion and innovation. Millennials view entrepreneurship as a chance to shape their own future, create jobs, and contribute positively to the economy.
8. Providing for the Family
Providing for the family is a deeply rooted financial goal for millennials. It reflects their strong values of love, responsibility, and care. At this stage, millennials are compelled to support their aging parents while securing the future of their children. This financial goal drives many to plan diligently and save consistently. It’s about creating a safety net that offers comfort and stability for those who matter most.
The Challenge of Managing Finances Today
Even with higher earning power, managing assets in today’s world comes with distinct challenges:
• Multiple financial priorities competing for your attention.
• Balancing the needs of parents, children, and your own future.
• Navigating a flood of investment choices and market volatility.
• Finding the time to handle complex financial decisions while managing your busy schedule.
This is why more professionals are turning to priority banking in the Philippines—for tailored strategies, trusted advice, and top-notch services that help them focus on what matters most.
Experience Premium Banking with RCBC Hexagon Club Priority
If you don’t know how to set financial goals yet or have no actionable steps to make your dreams a reality, don’t worry. RCBC Hexagon Club Priority will get you on the right track.
RCBC Hexagon Club Priority is RCBC’s award-winning premier club for retail account holders, designed for highly valued clients who want a personalized banking experience built on trust, understanding, and enhanced relationship management.
It goes beyond standard banking. Here’s how:
• Dedicated Relationship Managers who understand your unique needs.
• Premium banking services that save you time and simplify your financial life.
• Exclusive perks and privileges that support both your lifestyle and financial goals.
Who is RCBC Hexagon Priority For?
RCBC Hexagon Club Priority is designed for discerning individuals who are serious about securing their financial future and enjoying exclusive banking privileges. If you maintain at least Php 1 million in your total Peso Savings and/or Checking Account (CASA), you qualify for this elite banking program. It’s ideal for millennials and professionals who want personalized banking solutions, expert financial advice, and access to stellar benefits.
What to Expect From Hexagon Club Priority
1. Personalized Relationship Management
With RCBC Hexagon Club Priority, you gain the advantage of a dedicated Relationship Manager who truly understands your unique financial situation and ambitions. Whether you’re planning to acquire property, grow your investments, expand your business, or preserve your wealth, your manager works closely with you to craft personalized strategies that align perfectly with your goals.
2. Banking Benefits
Enjoy premium everyday banking benefits designed for convenience and savings. Get a free Hexagon Club Credit Card for life with no fees or minimum spends. Plus, enjoy four free InstaPay transfers each month and fee-free cash withdrawals at any Bancnet ATM in the Philippines, including one free international withdrawal.
3. Exclusive Travel and Lifestyle Privileges
You get unlimited access to the PAGSS International Airport Lounge at NAIA Terminal 1 and one complimentary access to an airport lounge abroad through digital Priority Pass. These perks are available through the Hexagon Club Priority World Mastercard Credit Card.
4. Protection for Your Loved Ones
Protect your loved ones with holistic financial security through free life insurance coverage of up to Php 5 million. Terms and conditions apply.
Unlock Your Financial Goals with RCBC
The best time to start shaping your financial future is now. Let RCBC Hexagon Club Priority give you the tools, insights, and advantages you need to achieve your goals. Discover what a true banking partnership can do for you!
