How to Activate Your RCBC Credit Card and Enjoy Travel Rewards

Getting your RCBC Credit Card is always a moment to look forward to. After all, it opens the door to experiences and rewards that reflect the things you’re most passionate about.

If you enjoy exploring new places, discovering great food, or finding the best shopping deals, your RCBC Credit Card makes every purchase more rewarding.

But before you can enjoy all those benefits, there’s a straightforward step you need to do first: activate your Philippine credit card. The good news? It only takes a few minutes, and you can do it in the way that’s most convenient for you—through the RCBC Digital app, online banking, or the RCBC Credit Cards hotline.

Once activated, your card becomes your trusted travel partner, your dining companion, and your go-to shopping card anywhere in the world.

Why Activate Your RCBC Credit Card?

Activation is more than a security step; it’s the key that opens your card’s full potential. Once activated, you can start earning rewards points, cashback, and exclusive perks while enjoying safer and smoother transactions both locally and abroad.

Here’s what comes with activating your card:

• Access to rewards and cashback programs: Earn points or cashback every time you use your card for travel, dining, or shopping.

• Enhanced security: RCBC Credit Cards come with advanced protection features, including SMS alerts and secure chip technology for every transaction.

• Global acceptance: Whether you’re in Tokyo, Paris, or Cebu, your RCBC Credit Card is accepted wherever Visa or Mastercard is recognized.

• Exclusive deals: From travel packages and hotel stays to dining discounts and shopping sales, cardholders enjoy access to a range of offers throughout the year.

Backed by 65 years of excellent service, RCBC remains a trusted name in banking. Recognized by Global Business Review as the 2025 Best in Customer Service and Euromoney’s 2025 Best Bank for Digital, RCBC combines personal care with digital excellence to make every experience easy and secure.

How to Activate Your RCBC Credit Card

Activating your RCBC Credit Card is a quick, easy, and secure process. Select the method that best suits your lifestyle.

Activate via the RCBC Digital App

If you prefer to do everything on your phone, this is the simplest option.

Here’s how.

1. Download and open the RCBC Digital app on your smartphone.

2. Log in to your account or create one if you haven’t already done so.

3. Select “Credit Card Activation.”

4. Enter your card details as prompted.

5. Confirm and wait for the success message to appear.

That’s it! You can start using your card right away. The RCBC Digital app also lets you track your spending, view your rewards, and stay updated on exclusive offers.

Activate via RCBC Online Banking

If you prefer using a computer, you can also activate your card through RCBC’s online banking portal.

Steps to follow:

1. Visit rcbc.com and log in to your online banking account.

2. Go to the Credit Cards section.

3. Click “Activate My Card.”

4. Enter your card details and confirm your request.

Once complete, your card will be ready for use both online and in-store.

Activate through the RCBC Credit Cards Hotline

For those who prefer a more personal approach, you can call the RCBC Credit Cards Customer Service Hotline at (02) 8888-1888.

A customer service representative will guide you through the short activation process. This is also a great time to ask any questions about your card’s benefits or rewards program.

Unlock Travel Rewards and Exclusive Experiences

Once your card is active, you can start exploring the world with confidence. Many RCBC Credit Cards offer travel-focused benefits such as:

• Rewards for every booking: Earn points on flights, hotels, and even foreign currency spending.

• Travel insurance and protection: Enjoy peace of mind on every trip with coverage that comes with select RCBC Credit Cards.

• Airport lounge access: Relax in comfort before your flight with complimentary lounge privileges at select airports.

• Global shopping perks: Enjoy exclusive deals abroad and get rewarded every time you shop overseas.

Whether it’s a weekend getaway or a bucket-list destination, your RCBC Credit Card helps make every journey smoother and more rewarding.

More Ways to Enjoy Your Card

The rewards don’t stop when the trip ends. Your RCBC Credit Card continues to bring value to your everyday passions, from memorable meals to meaningful purchases, making ordinary moments feel a little more special.

For Food Lovers

Dining out feels even better with an RCBC credit card made for dining. Earn rewards or cashback with every meal and enjoy exclusive menus and discounts at partner restaurants here and abroad.

For Shoppers

If shopping brings you joy, RCBC has the perfect credit card to match your style. From online deals to holiday treats, enjoy flexible payment options, exclusive promos, and rewards that make every purchase count.

The First Step to a More Rewarding Experience

Activating your RCBC Credit Card is just the beginning. Once it’s ready to use, you’ll have access to exclusive travel perks, dining privileges, and shopping offers that make every experience more rewarding. From flying abroad to enjoying a special meal or finding the perfect gift, your card gives you more value with every swipe.

Start enjoying the benefits today and make the most of every adventure, every moment, and every purchase that reflects your passions. With RCBC, you don’t just spend; you experience more of what you love.