Important Advisory: Implementation of the New Check Design

Please be informed that starting July 1, 2025, old format checks will no longer be accepted by any RCBC branches as mandated by the Philippine Clearing House Corporation (PCHC).

Guide to writing your checks correctly:

1. Date of Issue 
• Must follow MM-DD-YYYY format or acceptable variants: M-DD-YYYY, MM-D-YYYY. 
• Examples for July 2, 2025: 07-02-2025, 7-02-2025, 07-2-2025 
• Checks remain acceptable even if the date is printed above, below, or outside the boxes, with or without dashes.
• Acceptable Format:

2. Amount in Figures
• Must be in standard number format: commas to separate thousands, a period before centavos (e.g., 10,500.35).
• No symbols, underlines, or additional markings before or after the number.
• Acceptable: 10,000.00

3. Amount in Words and Payee
• No restrictions.
• Traditional writing styles, including the use of ampersands (&), dashes (-), or the word "only" are acceptable.

• Centavos may be written as numbers or fractions (e.g., 35/100) without affecting check acceptability.

4. Post Dated Checks
• PDCs warehoused before July 1, 2025, remain acceptable for clearing on due date, provided they bear the "Warehoused" stamp on the dorsal side.

5. Other Reminders
• The policy applies to Checks presented for deposit/clearing.
• Checks not acceptable due to formatting issues may still be presented directly to the Drawee Bank for payment or encashment by the payee or issuer.

Also note that only under the following conditions are old check formats allowed to be accepted beyond the given deadline:  
• Post-dated checks (PDCs) stamped "Warehoused" by the Bank prior to the date above.
• PDCs without the "Warehoused" stamp but with a Unique Identification Code (UIC) that indicates receipt by the Bank prior to February 11, 2019  
• In response to requests for additional lead time for internal adjustment, the effectivity of this directive for Manager’s Checks is hereby extended by one (1) month, with full implementation set on August 1, 2025. 

For computer generated or printed checks by either the Bank or the Client, compliance with the MM-DD-YYYY format is mandatory as well.

If the date figures or numbers appear to be printed outside, above or below the appropriate individual boxes, it shall still be considered as acceptable UNLESS the numbers encroach other fields rendering the date unreadable.

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