Promo Offers

  • Extended auto loan term of 6 or 7 years
  • Minimum 15% down payment
  • Free 1-year car insurance when availing of RCBC Auto Loan Plus (with minimum loan amount of Php 500k and minimum loan term of 36 months)

 

Promo Mechanics

  1. The promo is open to new and existing RCBC Auto Loan customers who will apply for an RCBC Auto Loan to purchase a brand-new Nissan Terra or Navara for private use only.
  2. The promo is valid from September 15, 2025 to September 14, 2026 (“Promo Period”).
  3. The minimum loan amount is Php 500,000.
  4. The available loan terms are 6 years (72 months) or 7 years (84 months).
  5. Eligible Nissan models and variants are as follows:
    • Navara 2.5 EL MT 4x2
    • Navara 2.5 VE Calibre MT 4x2 
    • Navara 2.5 VE Calibre AT 4x2
    • Navara 2.5 VL Calibre AT 4x2
    • Navara 2.5 Calibre AT 4x2
    • Navara 2.5 VE MT 4x4 
    • Navara 2.5 VL MT 4x4 
    • Navara 2.5 VL AT 4x4 
    • Navara 2.5 PRO-4X AT 4x4 
    • Navara 2.5 VL Calibre AT 4x2 (Premium Color) 
    • Navara 2.5 Calibre-X AT 4x2 (Premium Color) 
    • Navara 2.5 VL MT 4x4 (Premium Color) 
    • Navara 2.5 VL AT 4x4 (Premium Color) 
    • Navara 2.5 PRO-4X  AT 4x4 (Premium Color)
    • Terra 2.5 VE AT 4x2
    • Terra 2.5 VL AT 4x2
    • Terra 2.5 VL AT 4x4 
    • Terra 2.5 Sport AT 4x2
    • Terra 2.5 Sport AT 4x4 
    • Terra 2.5 VE AT 2x2 (Premium Color) 
    • Terra 2.5 VL AT 4x2 (Premium Color) 
    • Terra 2.5 VL AT 4x4 (Premium Color) 
    • Terra 2.5 Sport AT 4x2 (Premium Color) 
    • Terra 2.5 Sport AT 4x4 (Premium Color)

 

General Provisions

  1. All loan applications qualified under the promo shall be subject to RCBC’s credit evaluation, relevant terms and conditions, and standard policies and procedures.
  2. RCBC, its subsidiaries, affiliates, advertising agencies, print suppliers, including their respective Board of Directors and Advisory Board Members, officers, employees, and their relatives up to second degree of consanguinity or affinity are not qualified for this promo.
  3. This promo cannot be availed in conjunction with other promotions or offers of RCBC Auto Loan and/or Nissan Philippines, Inc.
  4. By joining the promo, qualified clients authorize RCBC to disclose, and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo. RCBC shall not be liable for violation of customer data privacy and/or bank secrecy law as a result of said disclosure or publication.
  5. In case of dispute, RCBC’s decision, made in concurrence with DTI, regarding this promo will be deemed final and non-negotiable.
  6. Standard terms and conditions apply.

 

Customer Support

For inquiries and comments, please contact RCBC Loans Customer Care: 

loan_customercare@rcbc.com

(02) 8877-7222

 

Per DTI Fair Trade Permit No. FTEB -236497 Series of 2025

Frequently Asked Questions (FAQs)

1) What are the available Nissan models under the RCBC x Nissan 7Yr Auto Loan program?

    1. Navara 2.5 EL MT 4x2
    2. Navara 2.5 VE Calibre MT 4x2 
    3. Navara 2.5 VE Calibre AT 4x2
    4. Navara 2.5 VL Calibre AT 4x2
    5. Navara 2.5 Calibre AT 4x2
    6. Navara 2.5 VE MT 4x4 
    7. Navara 2.5 VL MT 4x4 
    8. Navara 2.5 VL AT 4x4 
    9. Navara 2.5 PRO-4X AT 4x4 
    10. Navara 2.5 VL Calibre AT 4x2 (Premium Color) 
    11. Navara 2.5 Calibre-X AT 4x2 (Premium Color) 
    12. Navara 2.5 VL MT 4x4 (Premium Color) 
    13. Navara 2.5 VL AT 4x4 (Premium Color) 
    14. Navara 2.5 PRO-4X  AT 4x4 (Premium Color)
    15. Terra 2.5 VE AT 4x2
    16. Terra 2.5 VL AT 4x2
    17. Terra 2.5 VL AT 4x4 
    18. Terra 2.5 Sport AT 4x2
    19. Terra 2.5 Sport AT 4x4
    20. Terra 2.5 VE AT 2x2 (Premium Color) 
    21. Terra 2.5 VL AT 4x2 (Premium Color) 
    22. Terra 2.5 VL AT 4x4 (Premium Color) 
    23. Terra 2.5 Sport AT 4x2 (Premium Color) 
    24. Terra 2.5 Sport AT 4x4 (Premium Color)

 

2) What is the minimum down payment for this program? 

Minimum down payment for this program is 15%

 

3) What are the loan terms available for these models? 

You may loan up to 6 or 7 years for all Nissan Navara and Terra variants.

 

4) How do I apply for the RCBC Auto Loan?

To apply, you can simply visit your preferred RCBC branch or Nissan dealership. We will guide you through the application process, assist with loan computations, and ensure you get the most suitable offer based on your preferences. 

 

5) What if I want to test drive the vehicle before committing to a loan?

We can arrange a private test drive for you with our Nissan dealership partners. Just let us know your preferred model, and we’ll schedule a time that’s convenient for you.

 

6) How long does the loan approval process take?

Our loan approval process is very efficient, especially for clients like you who maintain a strong relationship with RCBC. We strive to provide pre-approval within 24 hours, with final approval based on your documentation.

 

7) Can I pay off the loan earlier than the scheduled term?

Yes, RCBC allows you to pay off your loan earlier without any prepayment penalties. This means you can fast-track full ownership by paying off your loan ahead of schedule.

Interested?

Request a call from our team by filling out the form below.

 

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