RCBC sees P330B trade flows in 2025 growing amid surge in supply chain finance 2

YUCHENGCO-LED Rizal Commercial Banking Corporation (RCBC) sees its trade flows reaching P330 billion by the end of 2025, supported by steady demand from large corporate clients and a surge in supply chain finance. 

In a statement on Friday, RCBC said growth will be driven largely by companies under its Institutional Banking Group, particularly those in the telecommunications, energy, petroleum infrastructure and manufacturing sectors.

RCBC Transaction Banking Group Head Martin Tirol said documentary trade continues to anchor the bank’s performance, accounting for 48 percent of total trade volumes. 

Letters of credit (L/Cs), standby L/Cs and guarantees contribute another 31 percent, while traditional trade finance products make up 16 percent. 

Supply Chain Finance (SCF) currently represents about 4 percent of trade volumes, but is projected to grow by 342 percent next year.

Tirol said the SCF business has attracted interest as more buyers and sellers recognized its financial and operational benefits, such as improved cash flow for suppliers through access to early payment. 

“Buyers, in turn, benefit from extended payment terms, thus improving their working capital. RCBC offers a full suite of SCF solutions to support these needs,” Tirol added. 

The bank said its easy documentation process, faster turnaround times and the deployment of dedicated SCF product teams have helped accelerate the segment’s growth. 

Tirol said he is confident that the bank’s overall trade and supply chain finance (TCSF) balances or assets have also posted a year-on-year double-digit increase. SCF transaction volumes are likewise expected to expand by more than triple.

RCBC is the fifth-largest privately owned bank in the country and offers trade and SCF services that support various points in a client’s supply chain. 

These include basic trade payments, payment guarantees and pre- and post-shipment working capital for trade-related collections and disbursements, complemented by its corporate cash management solutions.

“Through this, the bank continues to strengthen its role as a trusted partner for corporate and institutional clients,” it said.

Published by: Business Mirror

https://businessmirror.com.ph/2025/11/14/rcbc-sees-its-trade-flows-reaching-%E2%82%B1330b-by-end-2025/