Promo Period

The RCBC Chinese New Year 2025  (the “Promo”) is open to new and existing depositors who will apply for and avail of the RCBC Auto Loans from January 27 to February 28, 2025 (the ”Promo Period”).

 

Availment Period

Applications must be submitted within the Promo Period, even if subsequently approved and availed of thereafter but in no case later than May 31, 2025 (the “Availment Period”).

 

Eligibility

New and existing depositors who received the promo via email or call from an RCBC representative.

 

Auto Loan

  1. Loan purpose must be for the purchase of brand new private and personal vehicles only.
  2. The promo offer is applicable to Regular Auto Loan and Auto Loan Plus only.
  3. Loan amount must be at least Php500,000.
  4. The required down payment shall be at least 20%.
  5. Free 1-yr worth of car insurance for Auto Loan Plus availment.
  6. Qualified customers shall be entitled to a free chattel mortgage and free documentary stamp fees*.

    *Free documentary stamp fees for loan amount Php500k up to Php5M.

  7. Free gas allowance up to Php5,000 for Hexagon Club Members.**

**Amount of free gas allowance may vary depending on the member’s previous month’s Total Peso CASA, and will be credited to the qualified Hexagon Club client’s account within two months from the loan booking date; available to Hexagon Club members.

 

Home Loan

  1. Minimum loan amount shall be Php1,000,000
  2. Interest rates as low as 6.68%
  3. Qualified customers will be entitled to a fee waiver of up to Php68,000 on bank charges

Loan Amount

Fee Waiver Amount

Php1M

Php6,800

Php2M

Php13,600

Php10M

Php68,000

 Note: P6,800 fee waiver for every Php1M loan amount.

 

General Provisions:

  1. All loan applications qualified under the Promo shall be processed under the standard evaluation and approval process of RCBC, subject to relevant terms and conditions as well as RCBC’s policies and procedures.
  2. Customers who applied directly with the dealers with any all-in scheme shall be automatically disqualified from this Promo.
  3. In case of pre-termination of the loan, the client shall settle in full the waived motor vehicle insurance, chattel mortgage and documentary stamp fees from this Promo.
  4. This Promo is non-transferrable, non-convertible to cash and cannot be assigned to any third person or entity.  
  5. This Promo is not valid in conjunction with other promotions carried out by RCBC.
  6. Qualified customers authorize RCBC to disclose and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo that is not in any way in violation of customer data privacy and bank secrecy law.

Terms and conditions apply.

Interested?

Request a call from our team by filling out the form below.