Starting or expanding a business is both an exciting and challenging time. It leads to new experiences, opens new markets and drives financial growth. But, It is not easy as it sounds. Often, it may also bring cash flow and mobility challenges.

RCBC’s Auto Fleet Financing is here to help you bring your Business to new heights #EasierthanEver. This facility can be used to purchase brand new vehicles or choose from RCBC’s vehicle inventory for your company’s use, your employees or your officers.


Promo Period: January 1 - December 31, 2024

Availment Period: Until February 28, 2025


Program Features;

  • Exclusive rates
  • FREE Chattel Mortgage
  • Tucked-in Insurance Premium
  • 1-day approval*

     *upon submission of complete documents 


Company Eligibility

  • Sole Proprietorship / Partnership / Corporation with at least 50 regular employees
  • Must be in operation for at least five (5) years and profitable in the last three (3) years
  • No Negative findings on Credit Investigation Reports


Term of Loan

For Brand New / Refinanced Vehicles

  • Minimum of 12 mos. Up to a maximum of 60 mos.

For RCBC Vehicle Inventory

  • Minimum of 12 mos. Up to the vehicle’s maximum age of 8 years old upon maturity


Loanable Amount

Maximum loanable amount

  • For Brand New/Refinanced Vehicles up to 80% of the selling price
  • For RCBC Vehicle Inventory up to 70% of the appraised value

Minimum Amount Financed

  • Php 300,000.00



Car to be financed


Repayment Scheme

Equal monthly amortization


Mode of Payment

Payment can be made via Automatic Debit Arrangement or Post Dated Checks



Comprehensive Insurance & TPL Insurance thru Malayan Insurance Co


Eligible Units

  • Cars (Sedan)
  • Sports Utility Vehicles (SUV)
  • Asian Utility Vehicles (AUV)
  • Light Commercial Vehicles (LCV)


Requirements for Auto Fleet Facility

  1. Audited Financial Statements (AFS) for the past three (3) years
  2. Income Tax Return (ITR) for the past three (3) years
  3. Valid Identification document (ID)
  4. Most recent 6 mos. Bank statements
  5. Business Documents
    • DTI Certificate of Registration for Sole Proprietorships
    • Mayor’s Permit for Sole Proprietorships and Corporations
    • SEC Certificate of Registration for Corporations
    • Latest GIS


Terms and conditions apply