Which RCBC Credit Card Suits You Best for Shopping?
Shopping is more than just a routine; it reflects your personality and what you enjoy most. From browsing online deals to exploring malls or discovering luxury pieces, RCBC offers some of the best credit cards to shop with in the market, giving you real rewards every time you spend.
Key Takeaways
• Shop the way you love: RCBC offers a range of credit cards tailored to every type of shopper, including online buyers, everyday spenders, and enthusiasts of premium brands.
• Enjoy flexible and rewarding spending: Earn points, get cashback, and pay with ease through RCBC’s 0% installment plans and exclusive promos.
• Bank with confidence: With 65 years of trusted service and multiple global awards for excellence and digital banking, RCBC helps you shop smarter while keeping your passions alive.
Shopping isn’t just about buying things. It’s a way to express your style, treat yourself, and celebrate life’s little moments! Whether you enjoy browsing online sales, spending weekends at the mall, or collecting your favorite premium pieces, the right credit card can make every purchase even more rewarding.
RCBC understands that everyone shops differently. That’s why our range of Philippine credit cards is built around your lifestyle and passions, helping you enjoy what you love while managing your spending smartly. With flexible payment options, exciting promos, cashback, and reward points, RCBC gives you the freedom to shop your way.
Let’s discover which RCBC credit card best fits your shopping style and makes every purchase more rewarding.
What Kind of Shopper Are You?
Before choosing a card, first think about what type of shopper you are. After all, shopping is personal! It’s tied to how you express yourself, celebrate milestones, and share joy with others.
Are you the type who loves online flash sales? Or do you find joy in browsing store aisles and discovering great finds in person? Maybe you prefer premium labels that reflect your hard work and success.
Once you know your shopping style, you can match it with an RCBC Credit Card that complements your spending.
For the Everyday Shopper: RCBC Gold and Classic Cards
If you like to keep things simple but still want value from every purchase, the RCBC Gold and Classic Cards are solid everyday companions.
You earn points for every peso spent, whether it's on groceries, clothes, or lunch with friends. These cards have lower annual fees but still give you access to exclusive RCBC promos, 0% installment offers, and special discounts.
These cards are ideal for individuals who enjoy shopping frequently but prefer a straightforward approach to managing their finances. Every purchase adds up to rewards that make your everyday spending more worthwhile.
Why it’s great for everyday spending:
• Earn points for every purchase
• Lower annual fees
• Access to exclusive shopping promos and discounts
The RCBC Gold and Classic Cards keep your day-to-day spending rewarding, helping you enjoy small pleasures without overspending.
For the Passionate Brand Lover: RCBC Diamond Card Platinum Mastercard
If you love shopping for premium brands or treating yourself to luxury items, the RCBC Diamond Card Platinum Mastercard is your credit card that best matches your shopping style.
It’s designed for those who view shopping as an integral part of their lifestyle and self-expression. You get elevated rewards on shopping, dining, and travel, plus access to exclusive partner deals.
With flexible installment options, you can enjoy your favorite items today and pay comfortably over time.
Why it’s great for premium shoppers:
• Premium rewards and lifestyle perks
• Access to partner merchant offers
• Flexible installment plans for luxury purchases
For shoppers who appreciate fine things, this card turns every purchase into an experience— one that reflects your success and sense of style.
For the Global Shopper: RCBC World Mastercard
If your shopping goes beyond local borders, like visiting global fashion outlets or ordering from international brands, the RCBC World Mastercard is made for you.
It gives you bigger rewards for overseas and luxury purchases, along with exclusive shopping offers at partner stores abroad. You’ll also enjoy airport lounge access, travel insurance, and concierge services, making it an ideal choice for those who love both shopping and travel.
Why it’s great for global shoppers:
• Premium rewards on international purchases
• Access to airport lounges and concierge services
• Exclusive global shopping offers
This is the card for those who see the world as their mall. With the RCBC World Mastercard, shopping abroad feels just as rewarding as finding the perfect item at home.
For the Online Deal Hunter: RCBC Visa Platinum
If you love filling your cart on Lazada, Shopee, or international sites, the RCBC Visa Platinum stands out as the best credit card for online shopping, offering rewards, protection, and flexibility with every purchase.
It rewards you every time you check out online, giving you points that you can turn into shopping vouchers, miles, or bill rebates. It also comes with e-commerce purchase protection, so you’re covered in case of undelivered or damaged items.
With 0% installment options available in partner stores, you can easily spread big-ticket purchases over several months without incurring additional interest costs. It’s a smart way to strike a balance between passion and practicality.
Why it’s great for online shoppers:
• Substantial rewards for online purchases (local and overseas)
• Protection for online transactions
• Flexible payment plans
The RCBC Visa Platinum makes shopping online more secure and rewarding, making it perfect for those who love the thrill of checkout day.
For the Brand Loyalist: Co-Branded and Specialty Cards
If you’re loyal to specific stores or online platforms, RCBC’s co-branded cards help you earn more from your favorite brands.
Select RCBC cards, such as the RCBC Zalora Credit Card, allow you to earn extra cashback or bonus points when shopping with partner brands like Zalora or select retail stores. They’re perfect for shoppers who enjoy great deals and love getting rewarded at the stores they already frequent.
Why it’s great for loyal shoppers:
• Higher cashback or rewards at partner stores
• Exclusive sales access and promos
• Added value from brands you already love
For brand fans, these cards turn loyalty into real savings, showing that choosing your favorite stores can truly pay off.
For the Practical Shopper: RCBC Hexagon Mastercard
The RCBC Hexagon Mastercard is made for shoppers who want a balance of rewards, flexibility, and control. It’s the perfect card for those who enjoy shopping both online and in stores but prefer to keep their spending organized and manageable. You earn points for every purchase, which you can redeem for shopping vouchers, miles, or bill rebates.
This card also offers 0% installment plans at partner stores, helping you spread out payments for big purchases without added cost. Plus, with its balance conversion feature, you can manage your finances more comfortably while still enjoying the perks of shopping.
Why it’s great for savvy shoppers:
• Earn points on everyday and big-ticket purchases
• 0% installment plans at partner stores
• Balance conversion options for easier payment management
The RCBC Hexagon Mastercard is ideal for practical shoppers who want real rewards and flexible payment solutions that fit their lifestyle.
How RCBC Makes Shopping Rewarding and Worry-Free
RCBC doesn’t just offer a card. It provides confidence and convenience. Here’s how:
Flexible Payments
From upgrading your gadgets to surprising your loved ones with special gifts, RCBC’s 0% installment plans make big purchases easier and lighter on your budget.
Rewarding Every Peso
Earn points or cashback on every transaction, so you’re always getting something back from your spending.
Exclusive Promos
RCBC cardholders get early access to shopping sales, discounts, and seasonal deals, especially during the holidays.
Digital Ease
RCBC’s award-winning mobile app allows you to track spending, pay bills, and redeem rewards at any time. It’s banking made secure and straightforward.
Shopping with Passion and Purpose
With the holiday season just around the corner, it’s the perfect time to give, celebrate, and make memories. RCBC helps you shop with confidence, turning every purchase into something special and rewarding.
Every RCBC credit card is built with one goal: to help you enjoy your passions without the stress of overspending. From earning rewards on your daily shopping to getting perks for premium purchases, RCBC makes every swipe count.
From online deals to mall adventures and premium brand finds, RCBC offers the right credit card to match your shopping lifestyle, giving you rewarding perks and smarter ways to spend.
65 Years of Trust, Service, and Innovation
For 65 years, RCBC has been part of Filipinos’ financial journeys, helping them grow, spend wisely, and enjoy life’s best moments.
Recognized by Global Business Review as the 2025 Best in Customer Service and by Euromoney as the 2025 Best Bank for Digital, RCBC continues to raise the bar for what a modern bank can be: a trusted partner that combines personal care with innovative digital tools.
When you choose RCBC, you’re not just getting a credit card. You’re joining a legacy of service and innovation that puts your passions first.
Find the Ideal Credit Card for Your Shopping Needs
If you enjoy browsing online sales, spending time at the mall, or collecting designer pieces, there’s an RCBC credit card that matches the way you shop.
With RCBC, shopping becomes more than a transaction. It turns into a way to reward yourself, express your passions, and enjoy life with confidence.
Visit the RCBC Credit Cards page to explore your options and find the credit card that best fits your shopping habits and lifestyle.
FAQ
1. What RCBC card should I get if I shop mainly in malls or department stores?
The RCBC Diamond Card Platinum Mastercard is well-suited for in-store spending, offering flexible installment terms and exclusive partner deals.
2. Do RCBC Credit Cards offer rewards or cashback?
Yes! Depending on the card, you can earn rewards points, cashback, or discounts when you use your card for shopping, dining, or travel.
3. Can I use my RCBC Credit Card abroad or on international websites?
Absolutely. Cards like the RCBC World Mastercard are designed for overseas transactions and come with perks like travel insurance and lounge access.
4. How can I apply for an RCBC Credit Card?
You can apply online through the RCBC Credit Cards website or visit the nearest RCBC branch. Approval depends on your eligibility and the submitted requirements.
5. Which RCBC Credit Card is best for online shopping in the Philippines?
The RCBC Visa Platinum is great for online buyers. It offers e-commerce purchase protection, rewards points, and 0% installment options for big purchases.
