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Enjoy tiered interest rates with RCBC Dragon Checking Account

It’s a checking account that earns interest. Get a debit card, transaction journal and checkbook all in one account.

This Is perfect for anyone who is looking for:

  • Higher interest rates
  • Unlimited withdrawals

What you’re in for:

Minimum Initial Deposit PHP 25,000
Required Average Daily Balance (ADB) PHP 25,000
Balance to Earn Interest PHP 50,000
Interest Rate Varies - See Rates
Transaction Record
  • Transaction Journal
  • Statement of Account
Charges and Fees
  • Early Closure (within 30 days) - PHP 500
  • Below Minimum Monthly ADB - PHP 500
  • Cost of checkbook - PHP 250
Amount Interest Rate
PHP 50,000 to < PHP 100,000 0.125%
PHP 100,000 to < PHP 500,000 0.199%
PHP 500,000 to < PHP 1,000,000 0.250%
PHP 1,000,000 to < PHP 2,500,000 0.275%
PHP 2,500,000 to < PHP 5,000,000 0.300%
PHP 5,000,000 to < PHP 10,000,000 0.400%
PHP 10,000,000 and above 0.425%

You only need to prepare:

  • Completely filled out RCBC account opening forms

  • 1 valid government-issued ID

  • 1 proof of address (recent billing statement/statement of account)

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Get a Dragon Checking account now

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Personal Banking Guidelines

Here are some more of the information that you'll need to bank with us!

Banking Fees and Charges Banking Requirements Terms & Conditions

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