RCBC Pulz Php 10 InstaPay Promo
Terms and Conditions

 

Eligibility
This promotion is open to all RCBC retail CASA account holders who have successfully enrolled their account to the RCBC mobile banking application “Pulz.”

Promo Period
August 1 - October 31, 2025.

Promo Offer
Throughout the Promo Period, Pulz Users who perform outward fund transfers (transfers from a deposit account in Pulz to an account with another financial institution) will have a promotional fee of Ten Pesos (Php 10) only per transfer via the InstaPay channel. There is no limit to how many transfers a Pulz User can make as long as the total amount transferred per day does not exceed Five Hundred Thousand Pesos (Php 500,000.00).

Promo Scope And Limitations
• Transactions deemed fraudulent or questionable will be automatically disqualified from the promo.
• Taxes, if any,  will be shouldered by RCBC.
• In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry (DTI), shall be deemed final and irrevocable.
• The value of the fee discount is non-transferable and cannot be converted to cash or any form of rewards, points, discounts, vouchers, rebates, refunds, services, or products.
• For more information, inquiries or complaints, users may contact the following: RCBC Customer Care at or the BSP Consumer Protection Department at 8708-7087 or consumeraffairs@bsp.gov.ph.
• Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P1,000,000.00 per depositor
• This Promo Offer is subject to the General Terms and Conditions covering the deposit accoun.

Terms and conditions apply.
Per DTI Fair Trade Permit no. FTEB-232761 Series of 2025.

 

Frequently Asked Questions

Is the Ten-Peso (Php 10) fee on InstaPay transfers subject to any minimum or maximum transaction amount?
The fee of Ten Pesos (Php 10) applies to all InstaPay transfers performed on Pulz. InstaPay transfers remain subject to a Php 50,000 limit per transfer with a daily aggregate limit of Five Hundred Thousand Pesos (Php 500,000).

How many times can I perform InstaPay transfers for a Ten-Peso (Php 10) fee?
There is no limit to the number of InstaPay transfers a customer may perform as long as the daily transaction limit of Five Hundred Thousand Pesos (Php 500,000) is not exceeded.

I am a Wealth/Hexagon Priority customer. Will this promo affect my free InstaPay transfers?
RCBC Wealth and RCBC Hexagon Priority clients will continue to enjoy the existing benefit of waived InstaPay fees. The terms and conditions governing free InstaPay transfers for Wealth and Hexagon Priority customers continue to apply.

Does this promo include PESONet transfers?
PESONet transfers shall continue to incur the regular fee of Ten Pesos (Php 10).