1. This program is open to all identified RCBC repeat borrowers who have availed of a previous loan and have a good credit history. Borrowers nearing maturity on their current auto loan are eligible for the special offers.
2. All qualified repeat borrowers will have a simplified loan application process and faster processing time.
3. All qualified repeat borrowers will be eligible to receive special offers based on their payment history with RCBC.
4. Special offers shall include:

   Auto Loan Product Options

   Auto Loan Plus

   Auto Loan Flexilite

   5. Other benefits

6. Eligible borrowers will be notified about the program through various channels such as SMS and email. The notification will include the program benefits and instructions on how to apply.

7. Once approved, the repeat borrower will be notified of the loan terms and conditions.

8. RCBC reserves the right to modify the program mechanics at any time without prior notice.

9. The program is subject to RCBC’s credit approval process and terms and conditions.

General Provisions

1. All loan applications qualified under the Promo shall be processed under the standard evaluation and approval process of RCBC, subject to relevant terms and conditions as well as RCBC’s policies and procedures.
2. RCBC, its subsidiaries, affiliates, the advertising agencies and print suppliers, including their respective Board of Directors and Advisory Board Members, officers, and employees, and their relatives up to second (2nd) degree of consanguinity and affinity are not qualified for this Promo.
3. This Promo is not valid in conjunction with other promotions carried out by RCBC.
4. Qualified clients authorize RCBC to disclose and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo. RCBC shall not be liable for violation of customer data privacy and/or bank secrecy law as a result of said disclosure or publication.