Choose the Right Solar Power Loan for You

 

Loan amount up to 100% of appraised value across all product types.

 

Bundled Housing Loan

New property acquisition + Solar panels


Min. Amount:Php 1,200,000
Max Term:30 years
Eligibility:New & Repeat Borrowers
 

Housing Loan Top-Up

Add solar panels to your existing RCBC loan


Min. Amount:Php 500,000
Max Term:30 years
Eligibility:Existing Borrowers
 

Home Equity Loan

Use property equity for solar panels


Min. Amount:Php 500,000
Max Term:20 years
Eligibility:New & Repeat Borrowers

 

 

 

 

Frequently Asked Questions (FAQs)

What is a Solar Power Loan??

• A Solar Power Loan is a home loan variant that helps you acquire solar panels for your home by borrowing money, which you then pay back with interest over a predetermined period.

Who are eligible to apply??

• Filipino Citizen or Dual Citizen

• If foreigner, must be married to a Filipino citizen

• At least 21 years old upon loan application

• At most 70 years old upon loan maturity

• With a minimum employment tenure of 1 year

• If OFW, must have worked abroad for at least 2 consecutive years

• If self-employed, local business must be in profitable operations for the past 2 years

• Loan amount up to 100% of appraised value

How to Apply?

Ready to go solar? You can initiate your application online in a few easy steps:

Step 1: Download and complete the RCBC Home Loan Application Form.

Step 2: Email your completed form to our assigned officers at mgsaavedra-leonin@rcbc.com or mppargan@rcbc.com

Step 3: For priority routing, please use the subject line: RCBC Solar Power Loan – [Your Last Name]. Kindly include your contact number and the best time to reach you in the body of the email.

Step 4: Our dedicated RCBC Account Officer will reach out to you within 24 hours to discuss your customized solar financing package.

What types of properties can I finance with this loan??

• You can use this loan for the purchase of vacant lots, house and lots, townhouses, and condominiums. It can also be used for house construction, renovation, or refinancing of an existing mortgage.

How much is the minimum loan amount??
Product Type Minimum Loan Amount
Bundled Housing Loan P 1,200,000.00
Housing Loan Top-Up P 500,000.00
Home Equity Loan P 500,000.00
What is the maximum loan term??
Product Type Maximum Loan Term
Bundled Housing Loan 30 years
Housing Loan Top-Up 30 years
Home Equity Loan 20 years
What are the required documents for a Solar Power Loan application??
  • Accomplished RCBC Home Loan Application Form
  • Copy of TCT and Tax Declaration (Land & Improvement)
  • Bill of Materials (Construction)
  • For Employed applicants: Certificate of Employment (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill
  • For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements
  • Proposal or Quotation from your solar panel provider
Does RCBC have an accredited solar panel provider??

• Helios (PH) Sustainable Energy Corp

Who do I contact for inquiries??

• You may send an email to:

Ms. Mitzi Claire Gutierrez Saavedra-Leonin: mgsaavedra-leonin@rcbc.com

Ms. Melissa Parane Pargan: mppargan@rcbc.com

 

 

Accredited Solar Panel Provider:

 

Enjoy 10% OFF exclusively
with RCBC Solar Power Loan.

Promo runs from June 01 to August 31, 2026.
Per DTI Fair Trade Permit No. FTEB-257656 Series of 2026

Ready to go Solar?

Request for a Call now: